10885 Huron Trl, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 10885 Huron Trl, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1975
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Apr 2024 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-H25-000-010-00`

Property Details

APN / Parcel Number

Primary APN	`105-H25-000-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,176 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Family
Lot Area	20,909 sqft (0.48 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10885 HURON TRL
City	CHEBOYGAN
State	MI
Zip	49721-8648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HURON TRAIL, LOT 10. (SEC 26,T38N,R1E) AND FRL UND INT IN: PRIVATE PARK A, HURON TRAIL NO 2 & FRL INT IN HURON TRAIL, LOT
Legal Range	01E
Legal Township	010
Legal Section	26
Legal Subdivision	HURON TRAIL; HURON TRAIL #2
Legal Lot Number	10
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2003
Census Tract	960402

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10885 HURON TRL, CHEBOYGAN, MI 49721-8648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE OF THE CAROLINAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2024
Deed Sale	Apr 11, 2024
Prior Sale	Aug 27, 2021 · Amount on Record
Deed Book / Page	1527 / 556
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	001460/500
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 11, 2024
Property Address	10885 HURON TRL, CHEBOYGAN, MI 49721-8648
Document Number	001527/556
Book / Page	1527 / 556
Instrument Date	Mar 31, 2024
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10885 HURON TRL, CHEBOYGAN, MI 49721-8648

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 27, 2021
Property Address	10885 HURON TRL, CHEBOYGAN, MI 49721-8648
Document Number	1460/500
Book / Page	1460 / 500
Instrument Date	Aug 25, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3735 STANLEY RD, LAPEER, MI 48446-9043

Mortgage

Document Number	0000001460/0000000502
Date	Aug 27, 2021
Book Page	0000001460/0000000502

Lender

Name	TOWNE MORTGAGE OF THE CAROLINAS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (-1.27%)	$280,000 (-1.27%)
2025	$1,782.00 (+9.19%) Homeowner's exemption	$141,800 (+21.82%)	$283,600 (+21.82%)
2024	$1,632.00 (+7.51%)
2023		$116,400	$232,800
2022	$1,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Huron Trl

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