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10881 Kelso Ct, Sonora, CA 95370 Property Records

Tuolumne County property record for 10881 Kelso Ct, Sonora, CA 95370

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,714 sqft · built 1980
Lot Size0.332 acres (14,448 sqft)
OwnerIndividual Name on Record
Last Sale$238,000 (Oct 2013)
Tax Bill$3,141 (2025)
Deeds & MortgagesMar 2024 Second Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN033-440-004-000

Property Details

APN / Parcel Number

Primary APN033-440-004-000
Alternative APNs
  • 033-440-004
  • 0334400400

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,714 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Lot Area14,448 sqft (0.332 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number033-440-004
Street Address10881 KELSO CT
CitySONORA
StateCA
Zip95370-9434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1,MX
Legal DescriptionRACETRACK ESTATES SUB 2 L17
Legal SubdivisionRACETRACK ESTATES SUB 2
Legal Lot Number17
JurisdictionTUOLUMNE CA
Township / Civil DivisionSONORA
Census Block Group1
Census Block1018
Census Tract1100

Owner

Source: Tuolumne County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10881 KELSO CT, SONORA, CA 95370-9434
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MONTERRA CREDIT UNION
Mar 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2013 · Amount on Record
Deed SaleOct 25, 2013 · Amount on Record
Deed Document Number201315761
Last Transfer DateSep 4, 2015
Transfer Doc0000012802
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUOLUMNE CA
Property Address10881 KELSO CT, SONORA, CA 95370-9434
Transaction TypeMortgage
Record UpdatedMar 29, 2024
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10881 KELSO CT, SONORA, CA 95370-9434

Mortgage

Document Number0000001755
DateMar 6, 2024
Instrument2024001755
Lender
NameMONTERRA CREDIT UNION
TypeCredit Union
AddressREDWOOD CITY, CA 94063
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2039

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUOLUMNE CA
Property Address10881 KELSO CT, SONORA, CA 95370-9434
Document Number0000003296
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1517 BALBOA AVE BURLINGAME CA 940104613, BURLINGAME, CA 94010-4613

Mortgage

Document Number0000003296
DateMar 20, 2020
Instrument3296
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2050

Tax Assessment & Valuation

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTuolumne County
Elementary School DistrictColumbia Union Elementary School District (KG - 08)
Secondary School DistrictSonora Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,578 (+2%) Land $50,009 Building $247,569
2025$3,141.00 (+3.77%)$291,744 (+4.04%) Land $49,029 Building $242,715
2023$3,027.00 (+1.95%)$280,417 Land $47,126 Building $233,291$477,360
2022$2,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 48% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTUD - COLUMBIA WATER SYSTEM
serves 5,482 people · EPA ID CA5510013
Water SourceSurface water
Last State InspectionFeb 2022
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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