Lake County property record for 10880 Chillicothe Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1988 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Aug 2004) |
| Tax Bill | $8,600 (2023) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-028-H-00-001-0 |
| Primary APN | 20-A-028-H-00-001-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Rustic |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 224 sqft |
| Patio Area | 1,040 sqft |
| Pole Barn | 1,280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 10880 CHILLICOTHE RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-5103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 102 & 103 TRACT 3 |
| Legal Subdivision | WOLF PASS SUBDIVISION |
| Legal Tract | 3 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 206400 |
10880 Chillicothe Rd is owned and occupied by an individual who acquired it in January 2023.
Source: Lake County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10880 CHILLICOTHE RD, WILLOUGHBY, OH 44094-5103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Mar 27, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2004 · Amount on File |
| Deed Sale | Aug 5, 2004 · Amount on File |
| Prior Sale | Jul 18, 1986 |
| Deed Document Number | 200437257 |
| Last Transfer Date | Jan 27, 2023 |
| Transfer Doc | 0000005374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 17, 2026 |
| Property Address | 10880 CHILLICOTHE RD, WILLOUGHBY, OH 44094-5103 |
| Document Number | 0000015830 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202615830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10880 CHILLICOTHE RD, WILLOUGHBY, OH 44094-5103 |
| Document Number | 0000015830, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202615830 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 4, 2046 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 27, 2023 |
| Property Address | 10880 CHILLICOTHE RD, WILLOUGHBY, OH 44094-5103 |
| Document Number | 0000005374 |
| Map Reference | VOL 4 PG 16 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023R005374 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10880 CHILLICOTHE RD, KIRTLAND, OH 44094-5103 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101,650 Land $33,780 Building $67,870 | $290,410 Land $96,500 Building $193,910 | |
| 2023 | $8,600.00 (+101.12%) Homeowner's exemption | $82,130 (-) Land $28,610 Building $53,520 | |
| 2022 | $4,276.00 Homeowner's exemption | $82,130 Land $28,610 Building $53,520 | |
| 2021 | $234,650 Land $81,740 Building $152,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10880 Chillicothe Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10880 Chillicothe Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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