1088 Susan Way, Novato, CA 94947 Property Records

Marin County property record for 1088 Susan Way, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,704 sqft · built 1980
Lot Size	0.035 acres (1,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Dec 2024)
Tax Bill	$10,759 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-591-45`

Property Details

APN / Parcel Number

Primary APN	`160-591-45`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	1,540 sqft (0.035 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	148 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1088 SUSAN WAY
City	NOVATO
State	CA
Zip	94947-6919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45
Legal Subdivision	HILLSIDE PARK 01
Legal Tract	1
Legal Lot Number	45
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1003
Census Tract	104104

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1088 SUSAN WAY, NOVATO, CA 94947-6919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC
Jun 9, 2022	Grant Deed, Transfer · Commercial Mortgage PACIFIC FREEDOM FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2024 · Amount on Record
Deed Sale	Dec 10, 2024 · Amount on Record
Prior Sale	Jun 9, 2022 · Amount on Record
Deed Document Number	202432361
Prior Transfer Date	Jan 29, 2001
Prior Transfer Doc	0000005808
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	1088 SUSAN WAY, NOVATO, CA 94947-6919
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 SUSAN WAY, NOVATO, CA 94947-6919

Mortgage

Document Number	0000027423
Date	Oct 23, 2025
Instrument	2025-0027423

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	1088 SUSAN WAY, NOVATO, CA 94947-6919
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 SUSAN WAY, NOVATO, CA 94947-6919

Mortgage

Document Number	0000033828
Date	Sep 30, 2022
Instrument	2022-0033828

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Jun 9, 2022
Property Address	1088 SUSAN WAY, NOVATO, CA 94947-6919
Document Number	0000022750
Map Reference	VOL 17 PG 99
Instrument Date	Jun 3, 2022
Instrument	2022-0022750
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 SUSAN WAY, NOVATO, CA 94947-6919

Mortgage

Document Number	0000022751
Date	Jun 9, 2022
Instrument	2022-0022751

Lender

Name	PACIFIC FREEDOM FUND LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$841,500 (+2%) Land $423,300 Building $418,200
2025	$10,759.00 (-11.46%) Homeowner's exemption	$825,000 (-12.65%) Land $415,000 Building $410,000
2023	$12,151.00 (+39.57%)	$944,520 Land $474,300 Building $470,220
2022	$8,706.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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