1088 Springfield Dr, Chelsea, AL 35043 Property Records

Shelby County property record for 1088 Springfield Dr, Chelsea, AL 35043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,303 sqft · built 2010
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$274,900 (Feb 2024)
Tax Bill	$1,270 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089311003029000`

Property Details

APN / Parcel Number

Primary APN	`089311003029000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,303 sqft Heated Area
1st Floor Area	1,303 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	135 ft deep x 43.4 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1088 SPRINGFIELD DR
City	CHELSEA
State	AL
Zip	35043-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 31 19S 01E NBRHD: 17 CHELSEA PARK (SPRINGFIELD) R-2
Legal Range	01E
Legal Township	19S
Legal Section	31
Legal Subdivision	CHELSEA PARK 7TH SECTOR 1ST ADDITION
Legal Lot Number	7-246
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2084
Census Tract	30219

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1000 GPRINGPEID DR, CHELSEA, AL 35043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 22, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2020	Deed of Trust, Mortgage · VA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Feb 8, 2016
Deed Document Number	202441220
Prior Transfer Date	Dec 31, 2015
Prior Transfer Doc	0000038590
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 16, 2024
Property Address	1088 SPRINGFIELD DR, CHELSEA, AL 35043-2003
Document Number	0000041220
Map Reference	MB 37 PG 120
Instrument Date	Feb 16, 2024
Instrument	20240216000041220
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	367 COUNTRY MANOR DR, STERRETT, AL 35147-9209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 SPRINGFIELD DR, CHELSEA, AL 35043-2003

Mortgage

Document Number	0000041230
Date	Feb 16, 2024
Instrument	20240216000041230

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	1088 SPRINGFIELD DR, CHELSEA, AL 35043-2003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346010
Date	Sep 22, 2017
Instrument	20170922000346010

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	1088 SPRINGFIELD DR, CHELSEA, AL 35043-2003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139950
Date	Apr 29, 2019
Instrument	20190429000139950

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	1088 SPRINGFIELD DR, CHELSEA, AL 35043-2003
Document Number	0000012630
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1088 SPRINGFIELD DR CHELSEA AL 350432003, CHELSEA, AL 35043-2003

Mortgage

Document Number	0000012630
Date	Jan 9, 2020
Instrument	12630

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,270.00 (+0.79%) Homeowner's exemption
2025	$1,260.00 (+23.65%)	$28,640 (+18.84%)	$286,300 (+18.8%) Land $75,000 Building $211,300
2023	$1,019.00 (+19.74%) Homeowner's exemption	$24,100 (+18.84%)	$241,000 (+18.89%) Land $70,000 Building $171,000
2022	$851.00 Homeowner's exemption	$20,280	$202,700 Land $60,000 Building $142,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY COUNTY COMMISSION-WATER SERVICES serves 40,101 people · EPA ID AL0001671
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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