1088 S Bay St, Foley, AL 36535 Property Records

Baldwin County property record for 1088 S Bay St, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,417 sqft · built 2024
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2025)
Tax Bill	$1,661 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-08-33-2-000-016.018`

Property Details

APN / Parcel Number

Primary APN	`54-08-33-2-000-016.018`
Alternative APNs	`624174` `541723`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,417 sqft Heated Area
1st Floor Area	1,417 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	541723
Street Address	1088 S BAY ST
City	FOLEY
State	AL
Zip	36535-2574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BAY STREET VILLAGE SLIDE-2931-A&B
Legal Subdivision	BAY STREET VILLAGE SUBDIVISION
Legal Lot Number	8
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2087
Census Tract	11503

Owner

1088 S Bay St is owned by an individual who bought it in January 2025.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10640 HEMLOCK LN, LILLIAN, AL 36549-3973
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2025 · Amount on File
Deed Sale	Jan 3, 2025 · Amount on File
Deed Document Number	20252164396
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 3, 2025
Property Address	1088 S BAY ST, FOLEY, AL 36535-2574
Document Number	0002164396
Map Reference	SL 2931A&B
Instrument Date	Dec 31, 2024
Instrument	2164396
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22500 TOWN CENTER AVE # AVE103, AVE103, SPANISH FORT, AL 36527-9471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 HEMLOCK LN, LILLIAN, AL 36549-3973

Mortgage

Document Number	0002164397
Date	Jan 3, 2025
Instrument	2164397

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055
Prepayment Penalty	00 Months

Tax Assessment & Valuation

The 2026 property tax bill for 1088 S Bay St was $1,661, up 177.3% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,661.00 (+177.3%)
2025	$599.00	$18,160 Land $5,500 Building $12,660	$181,500 Land $55,000 Building $126,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1088 S Bay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1088 S Bay St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000

May also be available: Mediacom Xtream, Verizon.

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