Humboldt County property record for 1088 N St, Arcata, CA 95521
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,114 sqft · built 1900 |
| Lot Size | 0.129 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $382,500 (Jun 2018) |
| Tax Bill | $5,265 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-171-010-000 |
| Primary APN | 021-171-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,114 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Wood |
| Lot Area | 5,662 sqft (0.129 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 02117110 |
|---|---|
| Street Address | 1088 N ST |
| City | ARCATA |
| State | CA |
| Zip | 95521-5725 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | IL |
| Legal Description | SUBD:BULLS ADDITION TO THE CITY OF ARCATA |
| Legal Subdivision | BULLS ADDITION TO THE CITY OF ARCATA |
| Legal Block | 213 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 1103 |
1088 N St, a duplex, is owned and occupied by an individual who bought it in June 2018.
Source: Humboldt County records, as of October 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1088 N ST, ARCATA, CA 95521-5725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COAST CTRL CU |
| Jun 20, 2018 | Grant Deed, Transfer · ARM OAKTREE FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on File |
| Deed Sale | Jun 20, 2018 · Amount on File |
| Prior Sale | May 25, 2010 |
| Deed Document Number | 2018-011404 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1088 N ST, ARCATA, CA 95521-5725 |
| Document Number | 0000002669 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1088 N ST ARCATA CA 955215725, ARCATA, CA 95521-5725 |
| Document Number | 0000002669 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 2669 |
| Name | COAST CTRL CU |
|---|---|
| Type | Credit Union |
| Address | EUREKA, CA 95501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Jun 20, 2018 |
| Property Address | 1088 N ST, ARCATA, CA 95521-5725 |
| Document Number | 0000011404 |
| Instrument Date | May 14, 2018 |
| Instrument | 2018-011404 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | HUMBOLDT LAND TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 156 WATERFALL RD, ASHFORD, CT 06278-2331 |
| Document Number | 0000011405 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2018-011405 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 6.99% |
| Max Rate At Change | 11.9% |
| Index | 1-Year LIBOR |
| Margin | 5 |
| Max Rate | 11.9% |
The 2025 property tax bill for 1088 N St was $5,265.
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Arcata City |
| Elementary School District | Arcata Elementary School District (KG - 08) |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,265.00 | $435,214 Land $227,563 Building $207,651 |
| 2023 | $5,100.00 (-1.75%) | $418,316 Land $218,727 Building $199,589 |
| 2022 | $5,191.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1088 N St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1088 N St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCATA serves 18,857 people · EPA ID CA1210001 |
|---|---|
| Water Source | Purchased groundwater from HUMBOLDT BAY MWD |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
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