1088 Mountain Loop Rd NW, Sugar Valley, GA 30746 Property Records

Gordon County property record for 1088 Mountain Loop Rd NW, Sugar Valley, GA 30746

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,913 sqft · built 2021
Lot Size	5.49 acres (239,144 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,334 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-022A`

Property Details

APN / Parcel Number

Primary APN	`002-022A`
Alternative APN	`30786`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,913 sqft Heated Area
1st Floor Area	1,913 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	239,144 sqft (5.49 acres)
Garage Area	768 sqft
Porch	Patio
Porch Area	350 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	30786
Street Address	1088 MOUNTAIN LOOP RD NW
City	SUGAR VALLEY
State	GA
Zip	30746-5349
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ON MOUNTAIN LOOP RD
Jurisdiction	GORDON GA
Township / Civil Division	SUGAR VALLEY-RESACA
Census Block Group	2
Census Block	2001
Census Tract	970202

Owner

Source: Gordon County records · APN 002-022A

Assessment roll updated February 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1088 MOUNTAIN LOOP RD NW, SUGAR VALLEY, GA 30746-5349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Apr 21, 2021	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
Apr 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 14, 2021
Transfer Doc	0024660308
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORDON GA
Recording Date	Apr 28, 2026
Property Address	1088 MOUNTAIN LOOP RD NW, SUGAR VALLEY, GA 30746-5349
Document Number	2889000157
Book / Page	2889 / 157
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 MOUNTAIN LOOP RD NW, SUGAR VALLEY, GA 30746-5349
Investor	Possibly a Property Investor

Mortgage

Document Number	2889000157,
Date	Apr 28, 2026
Book Page	2889/157

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2046

Interest

Rate	6.38%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORDON GA
Property Address	1088 MOUNTAIN LOOP RD NW, SUGAR VALLEY, GA 30746-5349
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024660000000309
Date	Apr 21, 2021
Book Page	0000002466/0000000309

Lender

Name	REGIONS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORDON GA
Recording Date	Apr 14, 2021
Property Address	1088 MOUNTAIN LOOP RD NW, SUGAR VALLEY, GA 30746-5349
Document Number	0024660308
Book / Page	2466 / 308
Instrument Date	Apr 14, 2021
Instrument	2021-000882
Transaction Type	Transfer
Record Updated	Apr 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 MOUNTAIN LOOP RD NW, SUGAR VALLEY, GA 30746-5349

Tax Assessment & Valuation

Source: Gordon County records · Assessment roll updated February 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gordon County
Unified School District	Gordon County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,334.00 (+6.52%) Homeowner's exemption	$144,320 (+22.85%) Land $11,480 Building $132,840	$360,800 (+22.85%) Land $28,700 Building $332,100
2023		$117,480 (+7.5%) Land $11,480 Building $106,000	$293,700 (+7.5%) Land $28,700 Building $265,000
2022	$3,130.00 Homeowner's exemption	$109,280 Land $11,480 Building $97,800	$273,200 Land $28,700 Building $244,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 31, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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