1088 High Rock Loop, Monterey, TN 38574 Property Records

Cumberland County property record for 1088 High Rock Loop, Monterey, TN 38574

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,654 sqft · built 1981
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Tax Bill$841 (2025)
Flood ZoneZone X (minimal risk)
APN018046 08119

Property Details

APN / Parcel Number

Primary APN018046 08119
Alternative APN
  • 046 08119

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,654 sqft Living Area
1st Floor Area3,098 sqft
Upper Floors Area528 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area435,600 sqft (10 acres)
TerrainRolling
Garage TypeMixed
Garage Area672 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area260 sqft
Deck Area416 sqft
Patio Area416 sqft
Pole Barn750 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1088 HIGH ROCK LOOP
CityMONTEREY
StateTN
Zip38574-6942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: R01 1 ADDITIONAL MOBILE HOME
JurisdictionCUMBERLAND TN
Township / Civil Division7
Census Block Group3
Census Block3024
Census Tract970302

Owner

1088 High Rock Loop is owned and occupied by two individuals who acquired it in January 1979.

Source: Cumberland County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1088 HIGH ROCK LOOP, MONTEREY, TN 38574-6942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 1979
Deed SaleJan 26, 1979
Deed Document Number0000208433
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1088 High Rock Loop was $841.

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyCumberland County
Unified School DistrictCumberland County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$841.00$74,125 Land $5,075 Building $69,050
2023$74,125 (-) Land $5,075 Building $69,050
2022$74,125 Land $5,075 Building $69,050$296,500 (-) Land $20,300 Building $276,200
2021$296,500 Land $20,300 Building $276,200
2018$906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1088 High Rock Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1088 High Rock Loop is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 68% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on High Rock Loop

Nearby Streets

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