Emmet County property record for 1088 Edgewater Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,964 sqft · built 2000 |
| Lot Size | 0.143 acres (6,255 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Dec 2008) |
| Tax Bill | $5,277 (2024) |
| Deeds & Mortgages | Feb 2019 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 01-16-33-201-007 |
| Primary APN | 01-16-33-201-007 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 2,964 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 6,255 sqft (0.143 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1088 EDGEWATER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC R-1 |
| Legal Description | PLAT OF EDGEWATER, BLK 2, LOT 5. SECTION 33, T35N, R5W |
| Legal Range | 05W |
| Legal Township | 35N |
| Legal Section | 33 |
| Legal Subdivision | VILLAGE EDGEWATER |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970700 |
1088 Edgewater Rd is owned and occupied by two individuals who acquired it in February 2009.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1088 EDGEWATER RD, PETOSKEY, MI 49770-9363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2008 · Amount on File |
| Deed Sale | Dec 4, 2008 · Amount on File |
| Prior Sale | Jul 26, 1999 |
| Deed Document Number | 20085060356 |
| Deed Book / Page | 1107 / 904 |
| Last Transfer Date | Feb 20, 2009 |
| Transfer Doc | 1110/21 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1088 EDGEWATER RD, PETOSKEY, MI 49770-9363 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1209/729 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 1209/729 |
| Instrument | 5162645 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $669,700 (+20.49%) Land $669,700 | $1,339,400 (+20.49%) Land $1,339,400 | |
| 2025 | $555,800 Land $555,800 | $1,111,600 Land $1,111,600 | |
| 2024 | $5,277.00 | ||
| 2023 | $475,100 Land $475,100 | $950,200 Land $950,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1088 Edgewater Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 589.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1088 Edgewater Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
May also be available: Spectrum.
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