1088 Blacksmith Run Dr, Hendersonville, NC 28792 Property Records

Henderson County property record for 1088 Blacksmith Run Dr, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 2019
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Sep 2025)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9691721375`

Property Details

APN / Parcel Number

Primary APN	`9691721375`
Alternative APN	`10004022`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,600 sqft Heated Area
1st Floor Area	1,296 sqft
Upper Floors Area	225 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.28 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10004022
Street Address	1088 BLACKSMITH RUN DR
City	HENDERSONVILLE
State	NC
Zip	28792-0197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10004022~R
Legal Description	BLACKSMITH RUN 0.28 AC LO110 PL2018-11638
Legal Subdivision	VISTA AT BLACKSMITH RUN
Legal Block	72
Legal Lot Number	1375
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1024
Census Tract	930402

Owner

1088 Blacksmith Run Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1088 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0197
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 6, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 20, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Apr 25, 2023 · Amount on File
Deed Document Number	20251036481
Deed Book / Page	4334 / 1
Prior Transfer Date	Apr 23, 2024
Prior Transfer Doc	0041600028
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 25, 2023
Property Address	1088 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0197
Document Number	0040360223
Book / Page	4036 / 223
Map Reference	MB 2019 PG 11638
Instrument Date	Apr 25, 2023
Instrument	1000996749
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1106 TEMON ST, HENDERSONVILLE, NC 28739-5652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0197

Mortgage

Document Number	1000996750
Date	Apr 25, 2023
Instrument	1000996750

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Max Rate	11%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	1088 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0197
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0197

Mortgage

Document Number	0037420108
Date	Jul 6, 2021
Book Page	3742/108
Instrument	957246

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 20, 2019
Property Address	1088 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0197
Document Number	0033890103
Book / Page	3389 / 103
Instrument Date	Sep 19, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0197

Tax Assessment & Valuation

The 2025 property tax bill for 1088 Blacksmith Run Dr was $2,356.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,600 (-) Land $115,000 Building $316,600
2025	$2,356.00	$431,600 Land $115,000 Building $316,600
2023		$420,900 Land $115,000 Building $305,900	$431,600 Land $115,000 Building $316,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1088 Blacksmith Run Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1088 Blacksmith Run Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Vyve Broadband.

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