1088 Bear Run, Cairo, WV 26337 Property Records

Ritchie County property record for 1088 Bear Run, Cairo, WV 26337 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,185 sqft · built 1900
Lot Size	4.57 acres (199,505 sqft)
Owner	Individual Name on File
Tax Bill	$937 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-12-0025.0000`

Property Details

APN / Parcel Number

Primary APN	`05-12-0025.0000`
Alternative APN	`43-05-12-0025.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,185 sqft Living Area
1st Floor Area	1,415 sqft
Basement Area	770 sqft
Finished Basement	770 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	199,505 sqft (4.57 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1088 BEAR RUN
City	CAIRO
State	WV
Zip	26337-6586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FEE 4.582 AC BEAR RUN
Legal Subdivision	BEAR RUN
Jurisdiction	RITCHIE WV
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1046
Census Tract	962400

Owner

Source: Ritchie County records · APN 05-12-0025.0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1088 BEAR RUN, CAIRO, WV 26337-6586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Jan 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Feb 15, 2024	Deed of Trust, Mortgage HUD
Jul 01, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2024
Deed Sale	Jul 01, 2024
Deed Document Number	202400006319
Deed Book / Page	410 / 467
Record Updated	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RITCHIE WV
Property Address	1088 BEAR RUN, CAIRO, WV 26337-6586
Transaction Type	Mortgage
Record Updated	Dec 01, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000226/756
Date	Sep 13, 2018
Book Page	226/756
Instrument	201800008291

Lender

Name	LOANDEPOT COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RITCHIE WV
Property Address	1088 BEAR RUN, CAIRO, WV 26337-6586
Transaction Type	Mortgage
Record Updated	Dec 01, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000234/317
Date	Jan 26, 2021
Book Page	234/317
Instrument	202100000756

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RITCHIE WV
Property Address	1088 BEAR RUN, CAIRO, WV 26337-6586
Transaction Type	Mortgage
Record Updated	Dec 01, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000236/625
Date	Sep 30, 2021
Book Page	236/625
Instrument	202100010723

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RITCHIE WV
Property Address	1088 BEAR RUN, CAIRO, WV 26337-6586
Transaction Type	Mortgage
Record Updated	Dec 01, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000248/752
Date	Feb 15, 2024
Book Page	248/752
Instrument	202400001647

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Feb 01, 2051

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RITCHIE WV
Recording Date	Jul 01, 2024
Property Address	1088 BEAR RUN, CAIRO, WV 26337-6586
Document Number	000410/467
Book / Page	410 / 467
Map Reference	DB 252 PG 45
Instrument Date	Jun 10, 2024
Instrument	202400006319
Transaction Type	Transfer
Record Updated	Dec 01, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1088 BEAR RUN, CAIRO, WV 26337-6586

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1088 BEAR RUN, CAIRO, WV 26337-6586

Tax Assessment & Valuation

Source: Ritchie County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Ritchie County
Unified School District	Ritchie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$937.00 (+6.96%)	$84,140 (+4.51%) Land $18,140 Building $66,000	$139,900 (+4.56%) Land $29,900 Building $110,000
2023	$876.00	$80,510 Land $18,170 Building $62,340	$133,800 Land $29,900 Building $103,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ritchie County (54085C), updated February 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 21% of West Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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