Flathead County property record for 1088 Alpha Ter, Lakeside, MT 59922 · Last verified September 2023
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,500 sqft · built 1992 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,162 (2023) |
| Deeds & Mortgages | Jul 2020 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0789431 |
| Primary APN | R0789431 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 3,000 sqft |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Prefabricated |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 98,881 sqft (2.27 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 64 sqft |
| Deck Area | 968 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000969187 |
|---|---|
| Street Address | 1088 ALPHA TER |
| City | LAKESIDE |
| State | MT |
| Zip | 59922-7714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ALPHA EST, S18, T26 N, R20 W, LOT 004, ASSR# 0000969187 |
| Legal Range | 20W |
| Legal Township | 26N |
| Legal Section | 18 |
| Legal Quarter | SE |
| Legal Subdivision | ALPHA EST |
| Legal Lot Number | 4 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1402 |
Source: Flathead County records · APN R0789431
Assessment roll updated December 31, 2022 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 242, LAKESIDE, MT 59922-0242 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Line of Credit GLACIER BANK |
| Jul 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit GLACIER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2012 |
| Deed Sale | Oct 16, 2012 |
| Prior Sale | Mar 07, 2005 |
| Deed Document Number | 201200023908 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1088 ALPHA TER, LAKESIDE, MT 59922-7714 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000020792 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 202000020792 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1088 ALPHA TER, LAKESIDE, MT 59922-7714 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 202100022587 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 202100022587 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1088 ALPHA TER, LAKESIDE, MT 59922-7714 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202200013004 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 202200013004 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,162.00 | $441,120 | $441,120 Land $129,560 Building $311,560 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290014023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 498 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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