10879 Carmen Oak Dr, Lowell, MI 49331 Property Records

Kent County property record for 10879 Carmen Oak Dr, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,760 sqft · built 2019
Lot Size	0.284 acres (12,370 sqft)
Owner	Individual Name on Record
Last Sale	$263,100 (May 2020)
Tax Bill	$4,921 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`41-20-05-203-014`

Property Details

APN / Parcel Number

Primary APN	`41-20-05-203-014`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	760 sqft
Basement Area	760 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	12,370 sqft (0.284 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10879 CARMEN OAK DR
City	LOWELL
State	MI
Zip	49331-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS-PUD
Legal Description	412005203014 LOT 30 * TWIN OAKS SPLIT/COMBINED ON 09/24/2019 FROM 41-20-05-201-044;
Legal Subdivision	TWIN OAKS
Legal Lot Number	30
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2009
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10879 CARMEN OAK DR, LOWELL, MI 49331-7401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Oct 15, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Deed Document Number	202040751
Last Transfer Date	Feb 14, 2025
Transfer Doc	0000067031
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Jun 29, 2026
Property Address	10879 CARMEN OAK DR, LOWELL, MI 49331-7401
Document Number	0000042888
Instrument Date	Jun 25, 2026
Instrument	202642888
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10879 CARMEN OAK DR, LOWELL, MI 49331-7401

Mortgage

Document Number	0000042888,
Date	Jun 29, 2026
Instrument	202642888

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Oct 15, 2025
Property Address	10879 CARMEN OAK DR, LOWELL, MI 49331-7401
Document Number	0000067031
Map Reference	DOC 20190823-0063296
Instrument Date	Feb 14, 2025
Instrument	20251015-0067031
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 1 2 N JEFFERSON ST, LOWELL, MI 49331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10879 CARMEN OAK DR, LOWELL, MI 49331-7401

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,700 (+3.48%)	$345,400 (+3.48%)
2025	$4,921.00 (+9.06%) Homeowner's exemption	$166,900 (+11.79%)	$333,800 (+11.79%)
2023	$4,512.00 (+10.21%)	$149,300	$298,600
2021	$4,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEY HEIGHTS MOBILE VILLAGE private · serves 715 people · EPA ID MI0040276
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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