10877 Reading Rd, Cincinnati, OH 45241 Property Records

Hamilton County property record for 10877 Reading Rd, Cincinnati, OH 45241 · Last verified February 2026

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,950 sqft · built 1927
Lot Size	0.139 acres (6,055 sqft)
Owner	Company Name on File
Tax Bill	$3,435 (2025)
Deeds & Mortgages	Jun 2023 Sale Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`608-0006-0041-00`

Property Details

APN / Parcel Number

Primary APN	`608-0006-0041-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,950 sqft Finished Area
1st Floor Area	975 sqft
2nd Floor Area	975 sqft
Basement Area	975 sqft

Exterior

Year Built	Built 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10877 READING RD
City	CINCINNATI
State	OH
Zip	45241-2553
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	READING RD 50 X 130 LOT 6 HERMAN ARNDT ADDN
Legal Subdivision	HERMAN ARNDT
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	SHARONVILLE
Census Block Group	3
Census Block	3009
Census Tract	23002

Owner

Source: Hamilton County records · APN 608-0006-0041-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3340 WEAVER RD, BATAVIA, OH 45103-6201
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2023	Warranty Deed, Transfer
Jun 05, 2023	Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FSLA
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2025
Deed Sale	Jun 04, 2025
Prior Sale	Jun 05, 2023 · Amount on Record
Deed Document Number	2025-0041161
Deed Book / Page	15430 / 309
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 01, 2023
Property Address	10877 READING RD, CINCINNATI, OH 45241-2553
Document Number	0000036972
Book / Page	14928 / 1500
Instrument Date	May 19, 2023
Instrument	2023-0036972
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount Recorded
Tax	$128.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 188, SPRINGBORO, OH 45066-0188
Investor	Possibly a Property Investor

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 05, 2023
Property Address	10877 READING RD, CINCINNATI, OH 45241-2553
Document Number	0000037540
Book / Page	14930 / 427
Instrument Date	May 18, 2023
Instrument	2023-0037540
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 WEAVER RD, BERLIEN, IN 46703

Mortgage

Document Number	0000037541
Date	Jun 05, 2023
Instrument	2023-0037541

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10877 READING RD, CINCINNATI, OH 45241-2553
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112275
Date	Oct 26, 2020
Book Page	14282/5107
Instrument	2020-0112275

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Sharonville City
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,435.00 (+18.57%)	$67,358 (-) Land $11,186 Building $56,172
2024	$2,897.00 (-3.18%)	$67,358 (-) Land $11,186 Building $56,172
2023	$2,992.00 (+47.17%)	$67,358 (+73.66%) Land $11,186 Building $56,172	$192,450 (+73.66%) Land $31,960 Building $160,490
2022	$2,033.00	$38,787 Land $8,512 Building $30,275
2020			$110,820 Land $24,320 Building $86,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610230023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	21 (1979–2020)
Claims Outside the SFHA	8 of 21
Most Recent Claim	May 2020, other causes
Claims By Storm	Severe Storms And Flooding, Apr 2011 · 4 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 19% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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