St. Louis County property record for 10877 Pear Tree Ln, Saint Ann, MO 63074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,562 sqft · built 1949 |
| Lot Size | 0.251 acres (10,925 sqft) |
| Owner | Company Name on File |
| Last Sale | $662,000 (Jan 2021) |
| Tax Bill | $2,802 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12L-51-0512 |
| Primary APN | 12L-51-0512 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 2,114 sqft |
| 1st Floor Area | 1,010 sqft |
| Basement Area | 552 sqft |
| Family Room | Family Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,925 sqft (0.251 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 77 sqft |
| Deck Area | 384 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10877 PEAR TREE LN |
|---|---|
| City | SAINT ANN |
| State | MO |
| Zip | 63074-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 72R1 |
| Legal Description | CRESTSHIRE RESUB LOT PT 20 S PT |
| Legal Subdivision | CRESTSHIRE RESUB |
| Legal Lot Number | 20 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | AIRPORT |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 213301 |
10877 Pear Tree Ln is owned by a company that bought it in January 2021.
Source: St. Louis County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1500 ROSECRANS AVE, 500, MANHATTAN BEACH, CA 90266-3771 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Jan 22, 2021 | Grant Deed, Transfer · Line of Credit OCG CAP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on File |
| Deed Sale | Jan 22, 2021 · Amount on File |
| Prior Sale | May 2, 2001 · Amount on File |
| Deed Document Number | 2021945 |
| Deed Book / Page | 24608 / 318 |
| Prior Transfer Date | Jun 5, 1997 |
| Prior Transfer Doc | 0000000144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 10877 PEAR TREE LN, SAINT ANN, MO 63074-1418 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 11271 CLARISSA ST, GARDEN GROVE, CA 92840-1208 |
| Document Number | 2022042700810 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022042700810 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 22, 2021 |
| Property Address | 10877 PEAR TREE LN, SAINT ANN, MO 63074-1418 |
| Document Number | 0246080318 |
| Book / Page | 024608 / 000318 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 945 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2021 |
| Title Company | STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1500 ROSECRANS AVE #500PMB40 MANHATTAN BEACH CA 902663763, 500PMB, MANHATTAN BEACH, CA 90266-3763 |
| Document Number | 246080327 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 024608/000327 |
| Instrument | 946 |
| Name | OCG CAP LLC |
|---|---|
| Address | MANHATTAN BEACH, CA 90266 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10877 Pear Tree Ln was $2,802, up 7.2% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | St. Ann City |
| Unified School District | Ritenour School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,140 (-) Land $5,530 Building $25,610 | $163,900 (-) Land $29,100 Building $134,800 | |
| 2025 | $2,802.00 (+7.15%) | $31,140 Land $5,530 Building $25,610 | $163,900 Land $29,100 Building $134,800 |
| 2024 | $2,615.00 (+3.03%) | ||
| 2023 | $2,538.00 (+15.52%) | $26,660 (+24.81%) Land $4,260 Building $22,400 | $140,300 Land $22,400 Building $117,900 |
| 2022 | $2,197.00 | $21,360 Land $3,400 Building $17,960 | |
| 2021 | $112,400 Land $17,900 Building $94,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10877 Pear Tree Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (2008–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10877 Pear Tree Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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