10877 Oak Lake Rd, Bryan, TX 77808 Property Records

Brazos County property record for 10877 Oak Lake Rd, Bryan, TX 77808

Property Summary

Property TypeRural Home
Details990 sqft · built 2019
Lot Size16.9 acres (737,819 sqft)
Owner2 Individual Names on Record
Last Sale$107,800 (Jan 2019)
Tax Bill$1,408 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN001100-0016-0005

Property Details

APN / Parcel Number

Primary APN001100-0016-0005
Alternative APN
  • 419321

Interior

Stories1 Story
Building Area990 sqft Living Area
1st Floor Area990 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area737,819 sqft
PorchOpen Porch
Porch Area420 sqft

Location & Zoning

Street Address10877 OAK LAKE RD
CityBRYAN
StateTX
Zip77808-7048
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA001100, ISAIAH CURD, TRACT 16.05, 16.938 ACRES
Legal SubdivisionISAIAH CURD
Legal Tract16
Legal Block1
Legal Lot Number16.05
JurisdictionBRAZOS TX
Township / Civil DivisionNORTHEAST BRAZOS
Census Block Group1
Census Block1022
Census Tract106

Owner

Source: Brazos County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10877 OAK LAKE RD, BRYAN, TX 77808-7048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP
Mar 25, 2021Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2019 · Amount on Record
Deed SaleJan 2, 2019 · Amount on Record
Deed Document Number20191349275
Deed Book / Page15085 / 142
Prior Transfer DateDec 27, 2018
Prior Transfer Doc15085/142
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRAZOS TX
Property Address10877 OAK LAKE RD, BRYAN, TX 77808-7048
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanyAGGIELAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16410/265
DateOct 2, 2020
Book Page16410/265
Instrument1407625
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRAZOS TX
Property Address10877 OAK LAKE RD, BRYAN, TX 77808-7048
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16839/280
DateMar 25, 2021
Book Page16839/280
Instrument1425145
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressBRYAN, TX 77802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 23, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Brazos County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBrazos County
MunicipalityKurten Town
Unified School DistrictBryan Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,753 (-52.57%) Land $25,813 Building $176,940$570,427 (+16.57%) Land $393,487 Building $176,940
2025$1,408.00 (-8.69%) Homeowner's exemption$427,517 (+138.87%)$489,338 (+25.19%) Land $256,030 Building $233,308
2024$1,542.00 (+18.16%)
2023$1,305.00 (-36.12%) Homeowner's exemption$178,972 Land $15,854 Building $163,118$390,888 Land $227,770 Building $163,118
2021$2,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 40% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWICKSON CREEK SUD
serves 15,000 people · EPA ID TX0210005
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Brazos WiFi
Fiber
1,000 / 300
Nextlink
Fixed Wireless
500 / 100
Rise Broadband
Fixed Wireless
100 / 20

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