Otsego County property record for 10877 M 32 E, Johannesburg, MI 49751
| Property Type | Single Family Home |
|---|---|
| Details | 3,642 sqft · built 2000 |
| Lot Size | 53.7 acres (2,343,092 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (May 2021) |
| Tax Bill | $6,530 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage May 2021 Sale & Mortgage |
| APN | 021-020-100-015-02 |
| Primary APN | 021-020-100-015-02 |
|---|
| Building Area | 3,642 sqft Living Area |
|---|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 2,343,092 sqft (53.7 acres) |
| Street Address | 10877 M 32 E |
|---|---|
| City | JOHANNESBURG |
| State | MI |
| Zip | 49751-9622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL B COMM AT THE N 1/4 CORNER OF SEC 20, TH S 00DEG 07MIN 33SEC E 1305.16 FT ALG THE N - S 1/4 LINE TO THE POB, TH S |
| Legal Range | 01W |
| Legal Township | 30N |
| Legal Section | 20 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | CHARLTON |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 950100 |
10877 M 32 E is owned and occupied by two individuals who bought it in May 2021.
Source: Otsego County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1803 MORNING MIST WAY, WYLIE, TX 75098-0119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION |
| May 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on File |
| Deed Sale | May 7, 2021 · Amount on File |
| Deed Book / Page | 1562 / 557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 10877 M 32 E, JOHANNESBURG, MI 49751-9622 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10877 M 32 E, JOHANNESBURG, MI 49751-9622 |
| Document Number | 0000001652/0000000065 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 0000001652/0000000065 |
| Name | COMMUNITY FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | May 7, 2021 |
| Property Address | 10877 M 32 E, JOHANNESBURG, MI 49751-9622 |
| Document Number | 1562/557 |
| Book / Page | 1562 / 557 |
| Instrument Date | Apr 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1087703 MORNING MIST WAY, ST PAUL, TX 75098 |
| Document Number | 0000001562/0000000558 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 0000001562/0000000558 |
| Name | FIRST GUARANTY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 10877 M 32 E was $6,530 with a homeowner's exemption, up 2.3% from the year before.
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Charlton Township |
| Unified School District | Johannesburg-Lewiston Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,000 (+10.16%) | $798,000 (+10.16%) | |
| 2025 | $6,530.00 (+2.3%) Homeowner's exemption | $362,200 | $724,400 |
| 2024 | $6,383.00 | ||
| 2023 | $291,900 | $583,800 | |
| 2022 | $6,234.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 10877 M 32 E.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10877 M 32 E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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