10877 96th St, Largo, FL 33773 Property Records

Pinellas County property record for 10877 96th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 1984
Lot Size	0.241 acres (10,515 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Jan 2025)
Tax Bill	$8,818 (2025)
Deeds & Mortgages	Aug 2024 Sale Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-4667-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-4667-2`
Alternative APNs	`14-30-15-97491-000-0150` `301514974910000150` `153014974910000150` `R153074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,341 sqft
1st Floor Area	2,052 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,515 sqft (0.241 acres)
Lot Dimensions	144 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	289 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R153074
Street Address	10877 96TH ST
City	LARGO
State	FL
Zip	33773-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WIEKER SUB LOT 15
Legal Range	15E
Legal Township	30S
Legal Section	14
Legal Subdivision	WIEKER SUB
Legal Tract	97491
Legal Block	3
Legal Lot Number	15
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3009
Census Tract	25011

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6716 MANCHESTER FARMS RD, FAIRVIEW, PA 16415-1649
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Warranty Deed, Transfer OS NATIONAL LLC
Jun 12, 2020	Deed of Trust, Mortgage · VA Mortgage LEGEND LNDG
Sep 17, 2018	Loan Modification, Mortgage · Conventional with PMI GATEWAY MTG GROUP LLC
Jul 5, 2018	Loan Modification, Mortgage · Conventional with PMI GATEWAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Aug 28, 2024 · Amount on Record
Deed Document Number	202513394
Deed Book / Page	23032 / 1254
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 28, 2024
Property Address	10877 96TH ST, LARGO, FL 33773-4438
Document Number	0229061982
Book / Page	22906 / 1982
Map Reference	MB 83 PG 82
Instrument Date	Aug 27, 2024
Instrument	2024219046
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$3,592.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8500 BELCHER RD N, PINELLAS PARK, FL 33781-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10877 96TH ST, LARGO, FL 33773-4438
Document Number	0210451390
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10877 96TH ST LARGO FL 337734438, LARGO, FL 33773-4438

Mortgage

Document Number	0210451390
Date	Jun 19, 2020
Book Page	021045/001390
Instrument	184649

Lender

Name	LEGEND LNDG
Address	HOUSTON, TX 77058

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	10877 96TH ST, LARGO, FL 33773-4438
Document Number	0203901807
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10877 96TH ST LARGO FL 337734438, LARGO, FL 33773-4438

Mortgage

Document Number	0203901807
Date	Jan 8, 2019
Book Page	020390/001807
Instrument	7891

Lender

Name	GATEWAY MTG GROUP LLC
Address	JENKS, OK 74037

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	10877 96TH ST, LARGO, FL 33773-4438
Document Number	0201952670
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10877 96TH ST LARGO FL 337734438, LARGO, FL 33773-4438

Mortgage

Document Number	0201952670
Date	Sep 6, 2018
Book Page	020195/002670
Instrument	286276

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,818.00 (+89.68%)	$473,210 (+61.75%) Land $166,368 Building $306,842	$473,210 (-5.66%) Land $166,368 Building $306,842
2023	$4,649.00 (+2.63%) Homeowner's exemption	$292,557 (+3%)	$501,585 (+35.41%) Land $247,965 Building $253,620
2022	$4,530.00 Homeowner's exemption	$284,036	$370,412 Land $174,765 Building $195,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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