10876 Tailwater St, Davidson, NC 28036 Property Records

Cabarrus County property record for 10876 Tailwater St, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,002 sqft · built 2011
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$393,000 (Nov 2024)
Tax Bill	$2,984 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03008B0349.000000`

Property Details

APN / Parcel Number

Primary APN	`03008B0349.000000`
Alternative APNs	`4672 36 3816` `173231` `81620`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,002 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	948 sqft
Upper Floors Area	1,054 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 52 ft wide
Garage Type	Mixed
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	173231
Street Address	10876 TAILWATER ST
City	DAVIDSON
State	NC
Zip	28036-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 349 FARM AT RIVERPOINTE
Legal Subdivision	FARM AT RIVERPOINTE BACK
Legal Lot Number	349
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1005
Census Tract	41301

Owner

10876 Tailwater St is owned by two individuals who bought it in November 2024.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2427 CHRISTENBURY HALL DR NW, CONCORD, NC 28027-3312
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 29, 2020	Loan Modification, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2024 · Amount on File
Deed Sale	Nov 13, 2024 · Amount on File
Prior Sale	Aug 26, 2024 · Amount on File
Deed Document Number	202424394
Deed Book / Page	17185 / 235
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10876 TAILWATER ST, DAVIDSON, NC 28036-9611
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 CHRISTENBURY HALL DR NW, CONCORD, NC 28027-3312

Mortgage

Document Number	0017721158
Date	Nov 17, 2025
Book Page	17721/158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10876 TAILWATER ST, DAVIDSON, NC 28036-9611
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014274145
Date	Jun 24, 2020
Book Page	14274/145

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	10876 TAILWATER ST, DAVIDSON, NC 28036-9611
Document Number	14274151
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10876 TAILWATER ST DAVIDSON NC 280369611, DAVIDSON, NC 28036-9611

Mortgage

Document Number	14274151
Date	Jun 24, 2020
Book Page	014274/000151
Instrument	19501

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,920 (-) Land $95,000 Building $251,920
2025		$346,920 Land $95,000 Building $251,920
2024			$346,920 (+59.25%) Land $95,000 Building $251,920
2023	$2,984.00	$217,840 Land $51,000 Building $166,840	$217,840 Land $51,000 Building $166,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10876 Tailwater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10876 Tailwater St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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