Paulding County property record for 10876 Rd 192, Cecil, OH 45821
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 3 ba · 528 sqft · built 1976 |
| Lot Size | 13.4 acres (586,535 sqft) |
| Owner | Trust Name on File |
| Last Sale | $60,000 (Jun 2000) |
| Tax Bill | $3,633 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Feb 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10S-005-09 |
| Primary APN | 13-10S-005-09 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 528 sqft Total Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 586,535 sqft (13.4 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | Deck Area |
| Patio Area | 604 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 10876 ROAD 192 |
|---|---|
| City | CECIL |
| State | OH |
| Zip | 45821-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT NE1/4 CRANE TWP S-10 |
| Jurisdiction | PAULDING OH |
| Township / Civil Division | CRANE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 960200 |
10876 Rd 192, a rural home, is owner-occupied and held in a trust since February 2022.
Source: Paulding County records, as of February 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10876 ROAD 192, CECIL, OH 45821-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 25, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 19, 2011 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 3, 2007 | Deed of Trust, Mortgage · Line of Credit SKY BANK |
| Mar 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2000 · Amount on File |
| Deed Sale | Jun 21, 2000 · Amount on File |
| Prior Sale | Jun 21, 2000 |
| Last Transfer Date | Feb 24, 2022 |
| Transfer Doc | 00606/2416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 10876 ROAD 192, CECIL, OH 45821-9316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00600/1397 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 600/1397 |
| Instrument | 202100000841 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 10876 ROAD 192, CECIL, OH 45821-9316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00000600/1 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 600/1 |
| Instrument | 202100000540 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 10876 ROAD 192, CECIL, OH 45821-9316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00548/2407 |
|---|---|
| Date | Dec 19, 2011 |
| Book Page | 548/2407 |
| Instrument | 201100003467 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 10876 ROAD 192, CECIL, OH 45821-9316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00521/0804 |
|---|---|
| Date | May 3, 2007 |
| Book Page | 521/0804 |
| Instrument | 200700001322 |
| Name | SKY BANK |
|---|---|
| Type | Bank |
| Address | SALINEVILLE, OH 43945 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PAULDING OH |
| Recording Date | Mar 14, 2022 |
| Property Address | 10876 ROAD 192, CECIL, OH 45821-9316 |
| Document Number | 00606/2416 |
| Book / Page | 606 / 2416 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 202200000648 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 200 N WASHINGTON SQ STE 400, 400, LANSING, MI 48933-1313 |
The 2025 property tax bill for 10876 Rd 192 was $3,633 with a homeowner's exemption, up 10.6% from the year before.
Source: Paulding County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Paulding County |
| County Subdivision | Crane Township |
| Unified School District | Paulding Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,633.00 (+10.63%) Homeowner's exemption | $122,120 (+17%) Land $30,170 Building $91,950 | $348,900 Land $86,200 Building $262,700 |
| 2024 | $3,284.00 (+2.66%) Homeowner's exemption | $104,380 (-) Land $25,800 Building $78,580 | |
| 2023 | $3,199.00 (-2.14%) | $104,380 (-) Land $25,800 Building $78,580 | |
| 2022 | $3,269.00 | $104,380 Land $25,800 Building $78,580 | $298,200 Land $73,700 Building $224,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10876 Rd 192 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10876 Rd 192 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
| Windstream DSL | 10 / 1 |
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