10876 Cloud Haven Dr, Moreno Valley, CA 92557 Property Records

Riverside County property record for 10876 Cloud Haven Dr, Moreno Valley, CA 92557

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,098 sqft · built 1987
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Mar 2016)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`474-552-003`

Property Details

APN / Parcel Number

Primary APN	`474-552-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,098 sqft Living Area
Gross Area	2,743 sqft
1st Floor Area	2,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Material	Tile
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10876 CLOUD HAVEN DR
City	MORENO VALLEY
State	CA
Zip	92557-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.30 ACRES IN LOT 29 MB 146/022 TR 19242
Legal Subdivision	TRACT NO. 19242
Legal Tract	19242
Legal Lot Number	29
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2012
Census Tract	42412

Owner

10876 Cloud Haven Dr is owned and occupied by an individual who bought it in March 2016.

Source: Riverside County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	10876 CLOUD HAVEN DR, MORENO VALLEY, CA 92557-4210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit ALTURA CU
Dec 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage IMPAC MORTGAGE
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2016 · Amount on File
Deed Sale	Mar 17, 2016 · Amount on File
Deed Document Number	2016105241
Prior Transfer Date	Feb 16, 2016
Prior Transfer Doc	0000105242
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	10876 CLOUD HAVEN DR, MORENO VALLEY, CA 92557-4210
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000337806
Date	Jul 29, 2022
Instrument	2022-0337806

Lender

Name	ALTURA CU
Type	Credit Union
Address	RIVERSIDE, CA 92507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	10876 CLOUD HAVEN DR, MORENO VALLEY, CA 92557-4210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000524276
Date	Dec 14, 2017
Instrument	2017-0524276

Lender

Name	IMPAC MORTGAGE
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	10876 CLOUD HAVEN DR, MORENO VALLEY, CA 92557-4210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162357
Date	Apr 13, 2020
Instrument	2020-0162357

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 10876 Cloud Haven Dr was $4,967 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,719 (+2%) Land $132,213 Building $308,506
2025	$4,967.00 Homeowner's exemption	$432,078 Land $129,621 Building $302,457
2023	$4,710.00 (+1.97%) Homeowner's exemption	$415,302 Land $124,589 Building $290,713
2022	$4,619.00
2021			$492,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10876 Cloud Haven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10876 Cloud Haven Dr is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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