10876 Beech Creek Dr, Columbia, MD 21044 Property Records

Howard County property record for 10876 Beech Creek Dr, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,420 sqft · built 1987
Lot Size	0.352 acres (15,333 sqft)
Owner	2 Company Names on Record
Last Sale	$237,000 (Aug 1994)
Tax Bill	$8,434 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-400570`

Property Details

APN / Parcel Number

Primary APN	`05-400570`
Alternative APNs	`5400570` `400570`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,420 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,333 sqft (0.352 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	400570
Street Address	10876 BEECH CREEK DR
City	COLUMBIA
State	MD
Zip	21044-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 34 .3520 A 10876 BEECH CREEK DR BEECH CREEK S 1 AR 2
Legal Subdivision	BEECH CREEK
Legal Lot Number	34
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3000
Census Tract	605503

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10876 BEECH CREEK DR, COLUMBIA, MD 21044-1024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 28, 2023	Intrafamily Transfer, Transfer
Dec 28, 2023	Intrafamily Transfer, Transfer
Dec 21, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 1994 · Amount on Record
Deed Sale	Aug 19, 1994 · Amount on Record
Prior Sale	Dec 8, 1986 · Amount on Record
Deed Book / Page	3325 / 350
Last Transfer Date	Oct 25, 2023
Transfer Doc	0222200018
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10876 BEECH CREEK DR, COLUMBIA, MD 21044-1024
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229690084
Date	Oct 22, 2025
Book Page	22969/84

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Dec 28, 2023
Property Address	10876 BEECH CREEK DR, COLUMBIA, MD 21044-1024
Document Number	0222200018
Book / Page	22220 / 18
Map Reference	MB 6733
Instrument Date	Oct 25, 2023
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10876 BEECH CREEK DR, COLUMBIA, MD 21044-1024

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Dec 28, 2023
Property Address	10876 BEECH CREEK DR, COLUMBIA, MD 21044-1024
Document Number	0222200372
Book / Page	22220 / 372
Map Reference	MB 6733
Instrument Date	Oct 25, 2023
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10876 BEECH CREEK DR, COLUMBIA, MD 21044-1024

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Dec 21, 2023
Property Address	10876 BEECH CREEK DR, COLUMBIA, MD 21044-1024
Document Number	0222150106
Book / Page	22215 / 106
Map Reference	MB 6733
Instrument Date	Sep 15, 2023
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10876 BEECH CREEK DR, COLUMBIA, MD 21044-1024

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,434.00 (+0.73%) Homeowner's exemption	$588,233 (+2.86%)	$620,900 (+8.57%) Land $292,100 Building $328,800
2025	$8,373.00 (+4.86%) Homeowner's exemption	$571,900 (+14.68%) Land $272,100 Building $299,800	$571,900 (-) Land $272,100 Building $299,800
2024	$7,985.00 (+53.47%)
2023		$498,700	$571,900 Land $272,100 Building $299,800
2022	$5,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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