Ottawa County property record for 10876 78th Ave, Allendale, MI 49401
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,560 sqft · built 1970 |
| Lot Size | 3.64 acres (158,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,000 (Apr 2019) |
| Tax Bill | $4,172 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-09-28-100-040 |
| Primary APN | 70-09-28-100-040 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,560 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 158,602 sqft (3.64 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10876 78TH AVE |
|---|---|
| City | ALLENDALE |
| State | MI |
| Zip | 49401-8733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF NW 1/4 COM W 1/4 COR, TH S 89D 57M 56S E 133367 FT & N 01D 26M 36S W 215 FT TO PT OF BEG, TH CONT N 01D 26M 36S W 25517 FT, S 89D 57M 56S E 582 FT M/L TO C/L BASS CREEK, SE'LY 265 FT M/L ALG SD CREEK C/L TO PT S 89D 57M 56S E FROM BEG, TH N 8 |
| Legal Range | 14W |
| Legal Township | 07N |
| Legal Section | 28 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 24402 |
10876 78th Ave is owned and occupied by an individual who acquired it in January 2025.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10876 78TH AVE, ALLENDALE, MI 49401-8733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK |
| Jun 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WEST MICHIGAN CU |
| Apr 18, 2019 | Warranty Deed, Transfer ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2019 · Amount on File |
| Deed Sale | Apr 18, 2019 · Amount on File |
| Prior Sale | Jul 26, 2004 · Amount on File |
| Deed Document Number | 201912241 |
| Last Transfer Date | Jan 3, 2025 |
| Transfer Doc | 20250000521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10876 78TH AVE, ALLENDALE, MI 49401-8733 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20200048987 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 2020-0048987 |
| Name | WEST MICHIGAN COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HUDSONVILLE, MI 49426 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10876 78TH AVE, ALLENDALE, MI 49401-8733 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | PARKS TITLE |
| Name | Verified Name |
|---|
| Document Number | 20190019304 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019-0019304 |
| Name | WEST MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | HUDSONVILLE, MI 49426 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 18, 2019 |
| Property Address | 10876 78TH AVE, ALLENDALE, MI 49401-8733 |
| Document Number | 20190012241 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 2019-0012241 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,823.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6736 PIERCE ST, 6736, ALLENDALE, MI 49401-9369 |
| Name | Verified Name |
|---|---|
| Address | 10876 78TH AVE, ALLENDALE, MI 49401-8733 |
The 2025 property tax bill for 10876 78th Ave was $4,172 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Allendale Charter Township |
| Unified School District | Allendale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,900 | $403,800 | |
| 2025 | $4,172.00 | ||
| 2023 | $138,000 | $276,000 | |
| 2022 | $3,655.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10876 78th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10876 78th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLENDALE TOWNSHIP serves 19,725 people · EPA ID MI0000127 |
|---|---|
| Water Source | Purchased surface water from GRAND RAPIDS |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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