10875 SW 45th Ave, Ocala, FL 34476 Property Records

Marion County property record for 10875 SW 45th Ave, Ocala, FL 34476

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,020 sqft · built 2002
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Mar 2004)
Tax Bill	$2,777 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3578-004-053`

Property Details

APN / Parcel Number

Primary APN	`3578-004-053`
Alternative APNs	`0890626000` `890626`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,020 sqft Living Area
Gross Area	3,742 sqft
1st Floor Area	2,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modern
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	418 ft deep x 209 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	234 sqft
Patio Area	168 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	10875 SW 45TH AVE
City	OCALA
State	FL
Zip	34476-4275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 27 TWP 16 RGE 21 PLAT BOOK K PAGE 052 OCALA WATERWAY ESTATES BLK 4 LOTS 53.52
Legal Range	21E
Legal Township	16S
Legal Section	27
Legal Subdivision	OCALA WATERWAY ESTATE
Legal Block	4
Legal Lot Number	53
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	3
Census Block	3005
Census Tract	1009

Owner

Source: Marion County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10875 SW 45TH AVE, OCALA, FL 34476-4275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2004 · Amount on Record
Deed Sale	Mar 1, 2004 · Amount on Record
Prior Sale	May 23, 2002 · Amount on Record
Deed Document Number	200426116
Deed Book / Page	3651 / 1274
Last Transfer Date	Aug 30, 2018
Transfer Doc	0068260442
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	May 21, 2026
Property Address	10875 SW 45TH AVE, OCALA, FL 34476-4275
Document Number	0000065129
Book / Page	8914 / 555
Instrument Date	May 14, 2026
Instrument	202665129
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10875 SW 45TH AVE, OCALA, FL 34476-4275
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065129,
Date	May 21, 2026
Book Page	8914/555
Instrument	202665129

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,777.00 (+12.43%) Homeowner's exemption	$173,769 (+5.99%)	$334,949 (+3.1%) Land $97,000 Building $237,949
2023	$2,470.00 (+2.66%) Homeowner's exemption	$163,953 (+3%) Land $85,000 Building $78,953	$324,869 (+8.46%) Land $85,000 Building $239,869
2022	$2,406.00 Homeowner's exemption	$159,178	$299,523 Land $57,400 Building $242,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRUCE CREEK NORTH private · serves 7,467 people · EPA ID FL6424652
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Zito Media Cable · Fiber in parts of the area	1,000 / 50

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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