Cabarrus County property record for 10875 Hartsell Rd, Midland, NC 28107
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,866 sqft · built 2018 |
| Lot Size | 15.7 acres (686,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,000 (Jul 2017) |
| Tax Bill | $4,387 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2017 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5555 96 6211 |
| Primary APN | 5555 96 6211 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,866 sqft Living Area |
| Gross Area | 7,730 sqft |
| 1st Floor Area | 2,866 sqft |
| Upper Floors Area | 1,830 sqft |
| Basement Area | 348 sqft |
| Unfinished Basement | 348 sqft |
| Cellar | Cellar |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 686,070 sqft (15.7 acres) |
| Lot Width | 583 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,478 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 116834 |
|---|---|
| Street Address | 10875 HARTSELL RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | TRACT 2 LUTHER M HARTSELL ESTATE |
| Legal Subdivision | REED GOLD MINE |
| Legal Tract | 2 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 41604 |
10875 Hartsell Rd, a rural home, is owned and occupied by two individuals who bought it in July 2017.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10875 HARTSELL RD, MIDLAND, NC 28107-9685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Dec 28, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage TD BK NA |
| Jul 10, 2017 | Warranty Deed, Transfer · Line of Credit FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on File |
| Deed Sale | Jul 10, 2017 · Amount on File |
| Prior Sale | Jan 8, 2003 · Amount on File |
| Deed Document Number | 201712574-0037 |
| Deed Book / Page | 12574 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10875 HARTSELL RD, MIDLAND, NC 28107-9685 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0014602215 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 14602/215 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 28, 2017 |
| Property Address | 10875 HARTSELL RD, MIDLAND, NC 28107-9685 |
| Book / Page | 012822 / 000104 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 33262 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 171 COURTNEY PLACE LN PAGELAND SC 297288232, PAGELAND, SC 29728-8232 |
| Document Number | 12822104 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 012822/000104 |
| Instrument | 33262 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 10, 2017 |
| Property Address | 10875 HARTSELL RD, MIDLAND, NC 28107-9685 |
| Document Number | 1257437 |
| Book / Page | 012574 / 000037 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 17444 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $296.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 171 COURTNEY PLACE LN PAGELAND SC 297288232, PAGELAND, SC 29728-8232 |
| Document Number | 1257440 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 012574/000040 |
| Instrument | 17445 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | CONCORD, NC 28026-0451 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 9, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $913,470 Land $280,370 Building $633,100 | ||
| 2024 | $913,470 (+73.26%) Land $280,370 Building $633,100 | ||
| 2023 | $4,387.00 | $527,230 Land $142,760 Building $384,470 | $527,230 Land $142,760 Building $384,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10875 Hartsell Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10875 Hartsell Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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