10874 Laurel Point Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 10874 Laurel Point Rd, Gloucester, VA 23061

Property Summary

Property TypeRural Home
Details3 bd · 4 ba · 3,509 sqft · built 2003
Lot Size25.9 acres (1,130,382 sqft)
Owner2 Individual Names on Record
Tax Bill$7,652 (2026)
Flood ZoneZone X (minimal risk)
APN12902

Property Details

APN / Parcel Number

Primary APN12902

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area3,509 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialWood Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,130,382 sqft (25.9 acres)
Pool Area800 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address10874 LAUREL POINT RD
CityGLOUCESTER
StateVA
Zip23061
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSC-1
Legal DescriptionELM BANK FERRY CREEK
Legal SubdivisionPLAT: PB24 42
JurisdictionGLOUCESTER VA
Township / Civil DivisionPETSWORTH
Census Block Group2
Census Block2011
Census Tract100201

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 478, DUTTON, VA 23050-0478
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,652.00 (+7.32%)$1,312,560 (+13.03%) Land $454,350 Building $858,210$1,312,560 (+13.03%) Land $454,350 Building $858,210
2025$7,130.00 (+5.32%)$1,161,240 (-) Land $445,230 Building $716,010$1,161,240 (-) Land $445,230 Building $716,010
2024$6,770.00$1,161,240 (-) Land $445,230 Building $716,010$1,161,240 (-) Land $445,230 Building $716,010
2023$6,770.00 (-23.51%)$1,161,240 (-4.88%) Land $445,230 Building $716,010$1,161,240 (-4.88%) Land $445,230 Building $716,010
2022$8,851.00$1,220,830 Land $633,570 Building $587,260$1,220,830 Land $633,570 Building $587,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims19 (1999–2023)
Claims Outside the SFHA1 of 19
Most Recent ClaimSep 2023 · river or lake flooding
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims
  • Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Point Rd

Nearby Streets

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