Hamilton County property record for 10872 West Rd, Harrison, OH 45030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1977 |
| Lot Size | 0.237 acres (10,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Feb 2022) |
| Tax Bill | $3,596 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 561-0020-0014-00 |
| Primary APN | 561-0020-0014-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 676 sqft |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 10,367 sqft (0.237 acres) |
| Lot Dimensions | 143 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10872 WEST RD |
|---|---|
| City | HARRISON |
| State | OH |
| Zip | 45030-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST RD 64.46 X 143.91 IR- PT LOT 10 BURK SUB BLK A PT 3 |
| Legal Subdivision | BURK SUB |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 26104 |
10872 West Rd is owned and occupied by an individual who bought it in February 2022.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10872 WEST RD, HARRISON, OH 45030-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI TCF NAT'L BK |
| Aug 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on File |
| Deed Sale | Feb 25, 2022 · Amount on File |
| Prior Sale | Aug 21, 2018 · Amount on File |
| Deed Document Number | 2022-0020515 |
| Deed Book / Page | 14612 / 52 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 25, 2022 |
| Property Address | 10872 WEST RD, HARRISON, OH 45030-2040 |
| Document Number | 0000020515 |
| Book / Page | 14612 / 52 |
| Map Reference | MB 202 PG 248 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022-0020515 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10872 WEST RD, HARRISON, OH 45030-2040 |
| Document Number | 0000020516 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-0020516 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10872 WEST RD, HARRISON, OH 45030-2040 |
| Document Number | 0000047776 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 10872 WEST RD HARRISON OH 450302040, HARRISON, OH 45030-2040 |
| Document Number | 0000047776 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 014173/000684 |
| Instrument | 47776 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 21, 2018 |
| Property Address | 10872 WEST RD, HARRISON, OH 45030-2040 |
| Document Number | 0000073832 |
| Book / Page | 13736 / 01699 |
| Map Reference | MB 202 PG 248 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 2018-0073832 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10872 WEST RD, HARRISON, OH 45030-2040 |
| Document Number | 0000073833 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 2018-0073833 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 10872 West Rd was $3,596, up 0.6% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Harrison Township |
| Municipality | Harrison City |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,596.00 (+0.56%) | $80,500 (+%) Land $11,770 Building $68,730 | |
| 2024 | $3,576.00 (-0.86%) | $80,499 (-) Land $11,770 Building $68,729 | |
| 2023 | $3,607.00 (+18.07%) | $80,499 (+39.47%) Land $11,770 Building $68,729 | $230,000 Land $33,630 Building $196,370 |
| 2022 | $3,055.00 | $57,716 Land $10,322 Building $47,394 | |
| 2020 | $164,900 Land $29,490 Building $135,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10872 West Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10872 West Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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