10872 State Rte 115, Ottawa, OH 45875 Property Records

Putnam County property record for 10872 State Rte 115, Ottawa, OH 45875

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,684 sqft · built 1955
Lot Size3.49 acres (152,024 sqft)
Owner2 Individual Names on Record
Tax Bill$2,697 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-032030.0100

Property Details

APN / Parcel Number

Primary APN09-032030.0100

Interior

Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,684 sqft Living Area
1st Floor Area1,250 sqft
Upper Floors Area399 sqft
AtticAttic
Attic Area935 sqft
Basement Area935 sqft
Unfinished Basement935 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area152,024 sqft (3.49 acres)
PorchSlab
Porch Area480 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address10872 STATE ROUTE 115
CityOTTAWA
StateOH
Zip45875-9486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1N 6E 20 EMDPT S SW VAL INCL 9-0320.30.0200
Legal Range6E
Legal Township1N
Legal Section20
JurisdictionPUTNAM OH
Township / Civil DivisionGREENSBURG
Census Block Group4
Census Block4147
Census Tract30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10872 STATE ROUTE 115, OTTAWA, OH 45875-9486
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Line of Credit
THE UNION BANK CO
Jul 28, 2021Deed of Trust, Mortgage · Commercial Mortgage
THE UNION BANK CO

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address10872 STATE ROUTE 115, OTTAWA, OH 45875-9486
Transaction TypeMortgage
Record UpdatedAug 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number736/1960
DateJul 28, 2021
Book Page736/1960
Instrument202100004010
Lender
NameTHE UNION BANK CO
TypeBank
AddressCOLUMBUS GROVE, OH 45830
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address10872 STATE ROUTE 115, OTTAWA, OH 45875-9486
Transaction TypeMortgage
Record UpdatedAug 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number736/1948
DateJul 28, 2021
Book Page736/1948
Instrument202100004009
Lender
NameTHE UNION BANK CO
TypeBank
AddressCOLUMBUS GROVE, OH 45830
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionGreensburg Township
Unified School DistrictKalida Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,697.00 (-5.93%) Homeowner's exemption$85,260 (+36.39%) Land $11,920 Building $73,340$243,600 (-) Land $34,060 Building $209,540
2023$2,867.00 (+22.1%) Homeowner's exemption Additional exemption filed$62,510 (-) Land $8,570 Building $53,940$243,600 (+36.39%) Land $34,060 Building $209,540
2022$2,348.00 Homeowner's exemption$62,510 Land $8,570 Building $53,940
2020$178,600 Land $24,490 Building $154,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2007)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Kalida Telephone
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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