10872 2nd St, Phelan, CA 92371 Property Records

San Bernardino County property record for 10872 2nd St, Phelan, CA 92371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,639 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Oct 2022)
Tax Bill	$6,553 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`3071-141-30-0000`

Property Details

APN / Parcel Number

Primary APN	`3071-141-30-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,639 sqft Living Area
Gross Area	3,311 sqft
1st Floor Area	2,639 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	976 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	10872 2ND ST
City	PHELAN
State	CA
Zip	92371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PARCEL MAP 1376 PARCEL 4
Legal Subdivision	PARCEL NO 1376
Legal Block	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3020
Census Tract	9119

Owner

10872 2nd St is owned by an individual who bought it in October 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	11450 VERBENA RD, PHELAN, CA 92371
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Intrafamily Transfer, Transfer CALIFORNIA TITLE COMPANY
Oct 7, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2020	Grant Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Nov 10, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/STHRN CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Prior Sale	Nov 10, 2020 · Amount on File
Deed Document Number	2022336910
Prior Transfer Date	Sep 28, 2022
Prior Transfer Doc	0000336911
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 7, 2022
Property Address	10872 2ND ST, PHELAN, CA 92371
Document Number	0000336911
Map Reference	MB 12 PG 61
Instrument Date	Sep 28, 2022
Instrument	2022-0336911
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11450 VERBENA ROAD, PHELAN, CA 92371

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 7, 2022
Property Address	10872 2ND ST, PHELAN, CA 92371
Document Number	0000336910
Map Reference	MB 12 PG 61
Instrument Date	Sep 23, 2022
Instrument	2022-0336910
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11450 VERBENA ROAD, PHELAN, CA 92371

Mortgage

Document Number	0000336912
Date	Oct 7, 2022
Instrument	2022-0336912

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 10, 2020
Property Address	11450 VERBENA RD, PHELAN, CA 92371
Document Number	0000446261
Map Reference	MB 12 PG 61
Instrument Date	Sep 17, 2020
Instrument	2020-0446261
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11450 VERBENA RD, PHELAN, CA 92371

Mortgage

Document Number	0000446262
Date	Nov 10, 2020
Instrument	2020-0446262

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 10, 2020
Property Address	11450 VERBENA RD, PHELAN, CA 92371
Document Number	0000446260
Instrument Date	Aug 15, 2020
Instrument	446260
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/STHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11337 HOLLYVALE AVE VICTORVILLE CA 92392, VICTORVILLE, CA 92392

Tax Assessment & Valuation

The 2025 property tax bill for 10872 2nd St was $6,553.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,828 (+2%) Land $110,366 Building $441,462
2025	$6,553.00 Homeowner's exemption	$541,008 Land $108,202 Building $432,806
2023	$6,060.00 (+15.41%) Homeowner's exemption	$520,000 Land $104,000 Building $416,000
2022	$5,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10872 2nd St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10872 2nd St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VICTORVILLE WATER DISTRICT serves 140,721 people · EPA ID CA3610052
Water Source	Purchased surface water from MOJAVE WATER AGENCY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Race Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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