10871 Tibbetts Rd, Willoughby, OH 44094 Property Records

Lake County property record for 10871 Tibbetts Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,328 sqft · built 1973
Lot Size	4.44 acres (193,842 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jun 2009)
Tax Bill	$12,356 (2023)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-A-027-0-00-030-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-027-0-00-030-0`
Alternative APN	`D 23`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,328 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	792 sqft
Attic Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Tudor
Exterior Material	Combination
Lot Area	193,842 sqft (4.44 acres)
Garage Type	Carport
Garage Area	660 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	D 23
Street Address	10871 TIBBETTS RD
City	WILLOUGHBY
State	OH
Zip	44094-5194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 103 TRACT 3
Legal Subdivision	CITY/KIRTLAND 03
Legal Tract	3
Legal Lot Number	10
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	2
Census Block	2000
Census Tract	206400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10871 TIBBETTS RD, WILLOUGHBY, OH 44094-5194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2009 · Amount on Record
Deed Sale	Jun 19, 2009 · Amount on Record
Prior Sale	Dec 30, 1997 · Amount on Record
Deed Document Number	1513
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	10871 TIBBETTS RD, WILLOUGHBY, OH 44094-5194
Document Number	0000023819
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10871 TIBBETTS RD KIRTLAND OH 440945194, KIRTLAND, OH 44094-5194

Mortgage

Document Number	0000023819
Date	Sep 30, 2019
Instrument	23819

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2039

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	10871 TIBBETTS RD, WILLOUGHBY, OH 44094-5194
Document Number	0000030237
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10871 TIBBETTS RD KIRTLAND OH 440945194, KIRTLAND, OH 44094-5194

Mortgage

Document Number	0000030237
Date	Nov 30, 2018
Instrument	30237

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$12,356.00 (+101.34%) Homeowner's exemption	$118,000 (-) Land $41,160 Building $76,840
2022	$6,137.00 Homeowner's exemption	$118,000 Land $41,160 Building $76,840
2021			$337,140 Land $117,610 Building $219,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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