10871 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 10871 S Prospect Ave, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,345 sqft · built 1925
Lot Size0.169 acres (7,378 sqft)
OwnerIndividual Name on File
Tax Bill$2,756 (2023)
Deeds & MortgagesMar 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APN25-18-411-010

Property Details

APN / Parcel Number

Primary APN25-18-411-010
Alternative APN
  • 25-18-411-010-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,345 sqft Living Area
1st Floor Area1,345 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,378 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address10871 S PROSPECT AVE
CityCHICAGO
StateIL
Zip60643-3403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionHILLIARD & DOBBINS 1ST ADD TO WASHINGTON HTS
Legal Range14E
Legal Township37N
Legal Section18
Legal SubdivisionHILLIARD & DOBBINS 1ST ADD TO WASHINGTON
Legal Block36
Legal Lot Number30
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1006
Census Tract750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10871 S Prospect Ave is owned and occupied by an individual who acquired it in April 2015.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address10871 S PROSPECT AVE, CHICAGO, IL 60643-3403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 4, 2015
Transfer Doc0000046135
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10871 S PROSPECT AVE, CHICAGO, IL 60643-3403
Transaction TypeMortgage
Record UpdatedApr 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008514346
DateMar 25, 2024
Instrument2408514346
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueApr 1, 2034

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,001 Land $9,223 Building $10,778$200,010 Land $92,230 Building $107,780
2023$2,756.00 (+4.04%)
2022$2,649.00 (+14.08%) Homeowner's exemption Senior Citizen's exemption$19,000 (-) Land $7,378 Building $11,622$190,000 (-) Land $73,780 Building $116,220
2021$2,322.00 Homeowner's exemption Senior Citizen's exemption$19,000 Land $7,378 Building $11,622$190,000 Land $73,780 Building $116,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10871 S Prospect Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1997–2013)
Claims Outside the SFHA6 of 6
Most Recent ClaimMar 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10871 S Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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