10870 Sutters Mill Rd, Frederic, MI 49733 Property Records

Crawford County property record for 10870 Sutters Mill Rd, Frederic, MI 49733

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1999
Lot Size	5.15 acres (224,334 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2022)
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Jun 2013 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031-011-006-050-00`

Property Details

APN / Parcel Number

Primary APN	`031-011-006-050-00`

Interior

Full Baths	1 Bath
Stories	3 Stories
Building Area	1,104 sqft Living Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Lot Area	224,334 sqft (5.15 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10870 SUTTERS MILL RD
City	FREDERIC
State	MI
Zip	49733-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAR C-1 PART OF W/2 SEC 11 T28N R4W COMM AT NW COROF SD SEC TH S 0D29M40S W ALG W LN OF SD SEC 666.33 FT TO POB TH S 89D48M20S E 1346.11 FT TO W/8 LN TH S0D31M08S W ALG 1/8 LN 166.28FT TH N 89D50M W 1345.97 FT TO SEC LN TH N 0D29M40S E 166.58 FT TO P
Legal Range	04W
Legal Township	28N
Legal Section	11
Jurisdiction	CRAWFORD MI
Township / Civil Division	FREDERIC
Census Block Group	3
Census Block	3005
Census Tract	960100

Owner

Source: Crawford County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10870 SUTTERS MILL RD, FREDERIC, MI 49733-8776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2013	Deed of Trust, Mortgage TOP FLITE FINANCIAL
Sep 20, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Sep 19, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Sep 19, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Mar 19, 2015 · Amount on Record
Deed Book / Page	784 / 445
Prior Transfer Date	Mar 6, 2015
Prior Transfer Doc	000721/892
Record Updated	Sep 20, 2026

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	10870 SUTTERS MILL RD, FREDERIC, MI 49733-8776
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10870 SUTTERSMILL RD, FREDERIC, MI 49733-8776

Mortgage

Document Number	000713/894
Date	Jun 3, 2013
Book Page	713/894
Instrument	R0048173

Lender

Name	TOP FLITE FINANCIAL
Address	123 E GRAND RIVER AVE, WILLIAMSTON, MI 48895

Agreement

Amount	Amount Recorded
Term	986 Months
Due	Aug 24, 2095

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	10870 SUTTERS MILL RD, FREDERIC, MI 49733-8776
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7943 TWIN PEAKS RD, FREDERIC, MI 49733-9570

Mortgage

Document Number	0000000784/0000000604
Date	Sep 20, 2022
Book Page	0000000784/0000000604

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	10870 SUTTERS MILL RD, FREDERIC, MI 49733-8776
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7943 TWIN PEAKS RD, FREDERIC, MI 49733-9570

Mortgage

Document Number	0000000784/0000000604
Date	Sep 19, 2022
Book Page	0000000784/0000000604

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Sep 19, 2022
Property Address	10870 SUTTERS MILL RD, FREDERIC, MI 49733-8776
Document Number	000784/445
Book / Page	784 / 445
Instrument Date	Sep 9, 2022
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7943 TWIN PEAKS RD, FREDERIC, MI 49733-9570

Mortgage

Document Number	0000784604
Date	Sep 19, 2022
Instrument	784/604

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Frederic Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,100 (+26.95%) Land $145,100	$290,200 (+26.95%) Land $290,200
2025	$1,647.00 Homeowner's exemption	$114,300 Land $114,300	$228,600 Land $228,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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