Alameda County property record for 10870 Snowdown Ave, Oakland, CA 94605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,788 sqft · built 1968 |
| Lot Size | 0.347 acres (15,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,168,000 (Jul 2017) |
| Tax Bill | $19,357 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-6241-31-1 |
| Primary APN | 48-6241-31-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,788 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 15,100 sqft (0.347 acres) |
| Street Address | 10870 SNOWDOWN AVE |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94605-5427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00001 BLK: 0031 AR: 0048 PAGE: 6241 |
| Legal Subdivision | DURANT PARK HLNDS |
| Legal Tract | 3715 |
| Legal Block | 64 |
| Legal Lot Number | 1 |
| Legal Unit | 5 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 410000 |
10870 Snowdown Ave is owned and occupied by two individuals who bought it in July 2017.
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10870 SNOWDOWN AVE, OAKLAND, CA 94605-5427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 14, 2017 | Grant Deed, Transfer · ARM HOMESTREET BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on File |
| Deed Sale | Jul 14, 2017 · Amount on File |
| Prior Sale | Mar 18, 2014 · Amount on File |
| Deed Document Number | 2017154151 |
| Prior Transfer Date | Aug 3, 1998 |
| Prior Transfer Doc | 0000315341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 10870 SNOWDOWN AVE, OAKLAND, CA 94605-5427 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10870 SNOWDOWN AVE, OAKLAND, CA 94605-5427 |
| Document Number | 0000367154 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020367154 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Jul 14, 2017 |
| Property Address | 10870 SNOWDOWN AVE, OAKLAND, CA 94605-5427 |
| Document Number | 0000154151 |
| Map Reference | MAP10 PG95&96 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 2017154151 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 10870 SNOWDOWN AVE, OAKLAND, CA 94605-5427 |
| Document Number | 0000154152 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 2017154152 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
The 2025 property tax bill for 10870 Snowdown Ave was $19,357 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,348,533 (+1.47%) Land $406,660 Building $948,873 | ||
| 2025 | $19,357.00 Homeowner's exemption | $1,328,961 Land $398,688 Building $930,273 | |
| 2023 | $19,578.00 Homeowner's exemption | $1,277,358 Land $383,207 Building $894,151 | $1,297,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10870 Snowdown Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1980–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10870 Snowdown Ave is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Etheric Networks, Verizon.
5G and 4G LTE (outdoors only)
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