10870 River Rd, Denton, MD 21629 Property Records

Caroline County property record for 10870 River Rd, Denton, MD 21629

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,368 sqft · built 1989
Lot Size3.18 acres (138,521 sqft)
OwnerCompany Name on Record
Tax Bill$3,271 (2026)
Deeds & MortgagesMar 2020 Mortgage
Nov 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN06-014518

Property Details

APN / Parcel Number

Primary APN06-014518
Alternative APNs
  • 6014518
  • 014518

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,368 sqft Total Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area138,521 sqft (3.18 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number014518
Street Address10870 RIVER RD
CityDENTON
StateMD
Zip21629-1939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description3.18 AC L-1 W/S RIVER ROAD NW OF DENTON
Legal Lot Number1
JurisdictionCAROLINE MD
Township / Civil Division6, HILLSBORO
Census Block Group2
Census Block2002
Census Tract955202

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1019 CHESTNUT LEVEL RD, QUARRYVILLE, PA 17566-9756
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FULTON BK NA
Nov 30, 2018Trustee's Deed, Transfer · Line of Credit
FULTON BK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Property Address10870 RIVER RD, DENTON, MD 21629-1939
Document Number0014460426
Instrument DateMar 23, 2020
Transaction TypeMortgage
Record UpdatedNov 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1019 CHESTNUT LEVEL RD QUARRYVILLE PA 175669756, QUARRYVILLE, PA 17566-9756

Mortgage

Document Number0014460426
DateOct 29, 2020
Book Page001446/000426
Lender
NameFULTON BK NA
AddressLANCASTER, PA 17602
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionCAROLINE MD
Recording DateNov 30, 2018
Property Address10870 RIVER RD, DENTON, MD 21629-1939
Document Number0013360461
Book / Page001336 / 000461
Instrument DateNov 16, 2018
Transaction TypeTransfer
Record UpdatedDec 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,050.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address176 PUSEYVILLE RD QUARRYVILLE PA 175669693, QUARRYVILLE, PA 17566-9693

Mortgage

Document Number13360475
DateNov 30, 2018
Book Page001336/000475
Lender
NameFULTON BK NA
Address1 PENN SQ, LANCASTER, PA 17602-2853
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,271.00 (+0.62%)$299,567 (+2.49%)$314,100 (+7.46%) Land $83,300 Building $230,800
2025$3,251.00 (+12.88%)$292,300 (+10.82%) Land $79,800 Building $212,500$292,300 (-) Land $79,800 Building $212,500
2023$2,880.00$263,767$292,300 Land $79,800 Building $212,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choptank Fiber
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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