10870 New Biddinger Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 10870 New Biddinger Rd, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1979
Lot Size	0.587 acres (25,613 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Nov 2018)
Tax Bill	$2,478 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`560-0110-0128-00`

Property Details

APN / Parcel Number

Primary APN	`560-0110-0128-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	25,613 sqft (0.587 acres)
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10870 NEW BIDDINGER RD
City	HARRISON
State	OH
Zip	45030-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS NEW BIDDINGER RD 0.643AC R1E-T2-S8 SW
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3002
Census Tract	26001

Owner

10870 New Biddinger Rd is owned and occupied by an individual who bought it in November 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10870 NEW BIDDINGER RD, HARRISON, OH 45030-8719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Nov 26, 2018	Warranty Deed, Transfer · FHA Mortgage GUARDIAN SAVINGS BANK FSB
Nov 13, 2018	Trustee's Deed, Construction Loan · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018 · Amount on File
Deed Sale	Nov 26, 2018 · Amount on File
Deed Document Number	0000103639
Deed Book / Page	13801 / 01513
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10870 NEW BIDDINGER RD, HARRISON, OH 45030-8719
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028830
Date	Mar 8, 2021
Book Page	14369/1215
Instrument	2021-0028830

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 26, 2018
Property Address	10870 NEW BIDDINGER RD, HARRISON, OH 45030-8719
Document Number	0000103639
Book / Page	13801 / 01513
Instrument Date	Nov 21, 2018
Instrument	2018-0103639
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10870 NEW BIDDINGER RD, HARRISON, OH 45030-8719

Mortgage

Document Number	0000103640
Date	Nov 26, 2018
Instrument	2018-0103640

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 13, 2018
Property Address	10870 NEW BIDDINGER RD, HARRISON, OH 45030-8719
Book / Page	013794 / 000284
Instrument Date	Nov 2, 2018
Instrument	100014
Transaction Type	Construction Loan
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10870 NEW BIDDINGER RD HARRISON OH 450308719, HARRISON, OH 45030-8719

Mortgage

Document Number	0000100014
Date	Nov 13, 2018
Book Page	013794/000284
Instrument	100014

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 12, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10870 New Biddinger Rd was $2,478, up 6.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,478.00 (+6.76%)	$59,931 (-) Land $13,895 Building $46,036
2024	$2,321.00 (-0.68%)	$59,931 (-) Land $13,895 Building $46,036
2023	$2,337.00 (-3.27%)	$59,931 (+10.47%) Land $13,895 Building $46,036	$171,230 Land $39,700 Building $131,530
2022	$2,416.00 Homeowner's exemption	$54,251 Land $14,956 Building $39,295
2020			$155,000 Land $42,730 Building $112,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10870 New Biddinger Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10870 New Biddinger Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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