Highland County property record for 10870 Mill Gap Rd, Monterey, VA 24465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 896 sqft · built 1944 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $252 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 63 A 6 |
| Primary APN | 63 A 6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 896 sqft Living Area |
| Cellar | Cellar |
| Storm Shelter | Storm Shelter |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 98 sqft |
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 47 |
|---|---|
| Street Address | 10870 MILL GAP RD |
| City | MONTEREY |
| State | VA |
| Zip | 24465-2453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E24N8E10S32W4W14 W16N24; S7W14N7E14 |
| Jurisdiction | HIGHLAND VA |
| Township / Civil Division | BLUE GRASS |
| Census Block Group | 3 |
| Census Block | 3117 |
| Census Tract | 970100 |
Source: Highland County assessment roll, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10870 MILL GAP RD, MONTEREY, VA 24465-2453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 19, 2006 |
| Transfer Doc | 0000000159 |
| Record Updated | Sep 20, 2026 |
Source: Highland County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Highland County |
| Unified School District | Highland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252.00 | $49,500 Land $16,000 Building $33,500 | |
| 2024 | $49,500 Land $16,000 Building $33,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2003) |
| Most Recent Claim | Nov 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 93% of Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 500 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures