10870 Lower River Rd, Union, KY 41091 Property Records

Boone County property record for 10870 Lower River Rd, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details2 bd · 936 sqft · built 1943
Lot Size4.42 acres (192,971 sqft)
Owner2 Individual Names on File
Last Sale$44,500 (Feb 2004)
Tax Bill$916 (2025)
Flood ZoneZone X (moderate risk)
APN012.00-00-021.00

Property Details

APN / Parcel Number

Primary APN012.00-00-021.00
Alternative APN
  • 37043

Interior

Bedrooms2 Beds
Stories1 Story
Building Area936 sqft Finished Area
Upper Floors Area468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1943
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Lot Area192,971 sqft (4.42 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address10870 LOWER RIVER RD
CityUNION
StateKY
Zip41091-9757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5.2 AC ON LOWER RIVER RD (12-21)
JurisdictionBOONE KY
Township / Civil DivisionBURLINGTON
Census Block Group3
Census Block3017
Census Tract70502

Owner

Source: Boone County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address10870 LOWER RIVER RD, UNION, KY 41091-9757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2004 · Amount on Record
Deed SaleFeb 20, 2004 · Amount on Record
Deed Document Number0000870162
Prior Transfer DateMay 22, 2000
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$916.00 (+127.86%)$75,000 (-) Land $50,000 Building $25,000
2024$75,000 (-) Land $50,000 Building $25,000
2023$402.00 (+1.77%)$75,000 (-) Land $50,000 Building $25,000$75,000 (-) Land $50,000 Building $25,000
2022$395.00$75,000 Land $50,000 Building $25,000$75,000 Land $50,000 Building $25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cincinnati Bell
Fiber
1,000 / 500

Nearby Properties on Lower River Rd

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