1087 Union St, Monroe, MI 48161 Property Records

Monroe County property record for 1087 Union St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1949
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on File
Last Sale	$52,000 (May 2018)
Tax Bill	$915 (2025)
Deeds & Mortgages	Sep 2026 Transfer May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-235-099-00`

Property Details

APN / Parcel Number

Primary APN	`12-235-099-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	704 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Colonial
Lot Area	15,769 sqft (0.362 acres)
Lot Dimensions	130 ft deep x 41 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1087 UNION ST
City	MONROE
State	MI
Zip	48161-4065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 17 VINEYARD HEIGHTS LOT 111
Legal Subdivision	VINEYARD HEIGHTS
Legal Lot Number	111
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1022
Census Tract	832200

Owner

1087 Union St is owned and occupied by two individuals who acquired it in June 2026.

Source: Monroe County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1087 UNION ST, MONROE, MI 48161-4065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Jun 21, 2002 · Amount on File
Deed Document Number	20189122
Last Transfer Date	Jun 29, 2026
Transfer Doc	0000016146
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Sep 14, 2026
Property Address	1087 UNION ST, MONROE, MI 48161-4065
Document Number	0000016146
Instrument Date	Jun 29, 2026
Instrument	202616146
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1087 UNION ST, MONROE, MI 48161-4065

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 22, 2018
Property Address	1087 UNION ST, MONROE, MI 48161-4065
Document Number	2018R09122
Map Reference	LB 5 PG 26
Instrument Date	May 18, 2018
Instrument	2018R09122
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8745 LEWIS AVE APT A18, A18, TEMPERANCE, MI 48182-9343

Mortgage

Document Number	0000009123
Date	May 22, 2018
Instrument	2018R09123

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1087 Union St was $915 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,050 Land $4,200 Building $40,850	$90,100 Land $8,400 Building $81,700
2025	$915.00 Homeowner's exemption
2023	$806.00 Homeowner's exemption	$29,200	$58,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1087 Union St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1982–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1087 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures