1087 Territorial Rd, New Bern, NC 28560 Property Records

Craven County property record for 1087 Territorial Rd, New Bern, NC 28560

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 2001
Lot Size	1.15 acres (50,312 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2024)
Tax Bill	$929 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`2-032-038`

Property Details

APN / Parcel Number

Primary APN	`2-032-038`
Alternative APNs	`125824` `138509`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,312 sqft (1.15 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	138509
Street Address	1087 TERRITORIAL RD
City	NEW BERN
State	NC
Zip	28560-8708
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 6 GALEWOOD ACRES
Legal Subdivision	GALEWOOD ACRES
Legal Lot Number	6
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2015
Census Tract	960102

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1087 TERRITORIAL RD, NEW BERN, NC 28560-8708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 14, 2019	Warranty Deed, Transfer · Stand-Alone Refinance BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	202410122580
Deed Book / Page	3788 / 2078
Prior Transfer Date	Jun 13, 2019
Prior Transfer Doc	03573/1778
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1087 TERRITORIAL RD, NEW BERN, NC 28560-8708
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 MIDDLE ST B, B, NEW BERN, NC 28560-4149

Mortgage

Document Number	03788/2081
Date	Feb 12, 2024
Book Page	3788/2081
Instrument	10122581

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 14, 2019
Property Address	1087 TERRITORIAL RD, NEW BERN, NC 28560-8708
Document Number	3573/1778
Book / Page	3573 / 1778
Instrument Date	Jun 13, 2019
Instrument	10039086
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 TERRITORIAL RD, NEW BERN, NC 28560-8708

Mortgage

Document Number	10039087
Date	Jun 14, 2019
Instrument	10039087

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Mortgage

Document Number	3573/1778
Date	Jun 14, 2019
Book Page	3573/1778
Instrument	10039086

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$929.00	$177,690 (-) Land $16,120 Building $161,570	$177,690 (-) Land $16,120 Building $161,570
2025	$929.00 (+1.31%)	$177,690 (-) Land $16,120 Building $161,570	$177,690 (-) Land $16,120 Building $161,570
2023	$917.00 (+28.61%)	$177,690 (+65.79%) Land $16,120 Building $161,570	$177,690 (+65.79%) Land $16,120 Building $161,570
2022	$713.00	$107,180 Land $16,000 Building $91,180
2018			$107,180 Land $16,000 Building $91,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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