1087 Simpkins Rd, Napa, CA 94558 Property Records

Napa County property record for 1087 Simpkins Rd, Napa, CA 94558

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,404 sqft · built 1999
Lot Size	3.31 acres (144,619 sqft)
Owner	2 Trust Names on File
Last Sale	$124,000 (Mar 1995)
Tax Bill	$8,765 (2026)
Deeds & Mortgages	May 2017 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-420-015-000`

Property Details

APN / Parcel Number

Primary APN	`052-420-015-000`
Alternative APNs	`052-420-015` `05242015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	2,969 sqft
1st Floor Area	2,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	144,619 sqft
Garage Type	Attached
Garage Area	565 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	052-420-015
Street Address	1087 SIMPKINS RD
City	NAPA
State	CA
Zip	94558-3928
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RC
Legal Description	LLA837-B REF MAP=LLA753-B ESMT/PROPTY AGRMT=1842/825 ESMT AGRMT=1842/885,898,907 RESTR COVNT=1842/921
Legal Subdivision	COOMBSVILLE
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2005
Census Tract	201402

Owner

1087 Simpkins Rd, a rural home, is owner-occupied and held in a trust since March 2025.

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1087 SIMPKINS RD, NAPA, CA 94558-3928
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage WILLIAMS M P & R S TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 1995 · Amount on File
Deed Sale	Mar 29, 1995 · Amount on File
Deed Document Number	19956647
Last Transfer Date	Mar 14, 2025
Transfer Doc	0000003842
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1087 SIMPKINS RD, NAPA, CA 94558-3928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012375
Date	May 31, 2017
Instrument	2017-0012375

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1087 SIMPKINS RD, NAPA, CA 94558-3928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 SIMPKINS RD, NAPA, CA 94558-3928

Mortgage

Document Number	0000021474
Date	Aug 28, 2020
Instrument	2020-0021474

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1087 SIMPKINS RD, NAPA, CA 94558-3928
Document Number	0000020086
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1087 SIMPKINS RD NAPA CA 945583928, NAPA, CA 94558-3928

Mortgage

Document Number	0000020086
Date	Oct 17, 2018
Instrument	20086

Lender

Name	WILLIAMS M P & R S TRUST (PT)
Address	1928 VALENCIA ST, NAPA, CA 94558-2211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1087 Simpkins Rd was $8,765 with a veteran's exemption, up 1.8% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,765.00 (+1.8%) Veteran's exemption	$962,800 (+2%) Land $411,172 Building $551,628	$962,800 Land $411,172 Building $551,628
2025	$8,610.00 Disabled Person's exemption Veteran's exemption	$943,922 Land $403,110 Building $540,812
2023	$9,923.00 (+1.5%) Homeowner's exemption	$907,269 Land $387,457 Building $519,812
2022	$9,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1087 Simpkins Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1087 Simpkins Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Valley Internet.

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