1087 Refuge Pl, Chapin, SC 29036 Property Records

Lexington County property record for 1087 Refuge Pl, Chapin, SC 29036

Property Summary

Property Type	Vacant Land
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$6,135 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001515-01-036`

Property Details

APN / Parcel Number

Primary APN	`001515-01-036`

Exterior

Lot Area	17,424 sqft (0.4 acres)
View / Lot	Waterfront / Beach

Location & Zoning

Street Address	1087 REFUGE PL
City	CHAPIN
State	SC
Zip	29036-7207
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	WHITEWATER LANDING LOT 36
Legal Lot Number	36
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1000
Census Tract	21205

Owner

1087 Refuge Pl, vacant land, is owned by an individual who acquired it in September 2023.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · VA Mortgage BISON STATE BANK
Feb 2, 2024	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Sep 12, 2023	Deed, Transfer · Stand-Alone Second Mortgage SECURITY FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023
Deed Sale	Sep 12, 2023
Deed Document Number	202332531
Deed Book / Page	21074 / 118
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1087 REFUGE PL, CHAPIN, SC 29036-7207
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 REFUGE PL, CHAPIN, SC 29036-7207

Mortgage

Document Number	2120403401
Date	Feb 6, 2026
Book Page	21204/3401
Instrument	2026005028

Lender

Name	BISON STATE BANK
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1087 REFUGE PL, CHAPIN, SC 29036-7207
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TANAGER CIR, TARIFFVILLE, CT 06081-9647

Mortgage

Document Number	2109201928
Date	Feb 2, 2024
Book Page	21092/1928
Instrument	2024003944

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.5%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 12, 2023
Property Address	1087 REFUGE PL, CHAPIN, SC 29036-7207
Document Number	2107400118
Book / Page	21074 / 118
Map Reference	MB 21064 PG 3010
Instrument Date	Sep 7, 2023
Instrument	2023032531
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 TANAGER CIR, TARIFFVILLE, CT 06081-9647

Mortgage

Document Number	2023032532
Date	Sep 12, 2023
Instrument	2023032532

Lender

Name	SECURITY FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 9, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1087 Refuge Pl was $6,135.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,135.00
2024		$27,000 Land $27,000	$450,000 Land $450,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1087 Refuge Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2006–2026)
Most Recent Claim	May 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1087 Refuge Pl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: CarolinaConnect Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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