1087 N Cedar Ridge Ave, Springfield, MO 65802 Property Records

Greene County property record for 1087 N Cedar Ridge Ave, Springfield, MO 65802

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,433 sqft · built 2016
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,200 (Jul 2019)
Tax Bill	$3,483 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-12-14-200-274`

Property Details

APN / Parcel Number

Primary APN	`88-12-14-200-274`
Alternative APN	`1214200274`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,433 sqft Living Area
1st Floor Area	2,433 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Lot Area	13,460 sqft (0.309 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881214200274
Street Address	1087 N CEDAR RIDGE AVE
City	SPRINGFIELD
State	MO
Zip	65802-6290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	KANATA LEA LOT 5
Legal Range	21W
Legal Township	29N
Legal Section	14
Legal Subdivision	KANATA LEA
Legal Lot Number	5
Jurisdiction	GREENE MO
Township / Civil Division	NORTH CAMPBELL NO. 1
Census Block Group	2
Census Block	2005
Census Tract	3702

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1087 N CEDAR RIDGE AVE, SPRINGFIELD, MO 65802-6290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2019	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Aug 6, 2018	Warranty Deed, Transfer CENTRAL BK/THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	201925702
Deed Book / Page	2019 / 2570219
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	1087 N CEDAR RIDGE AVE, SPRINGFIELD, MO 65802-6290
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 N CEDAR RIDGE AVE, SPRINGFIELD, MO 65802-6290

Mortgage

Document Number	0000000519
Date	Feb 23, 2024
Book Page	2024/5193-24
Instrument	5193-24

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	1087 N CEDAR RIDGE AVE, SPRINGFIELD, MO 65802-6290
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013030
Date	Apr 14, 2020
Book Page	2020/13030-20
Instrument	13030-20

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Jul 30, 2019
Property Address	1087 N CEDAR RIDGE AVE, SPRINGFIELD, MO 65802-6290
Document Number	0000002570
Book / Page	2019 / 025702-19
Instrument Date	Jul 30, 2019
Instrument	025702-19
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 N CEDAR RIDGE AVE, SPRINGFIELD, MO 65802-6290

Mortgage

Document Number	0000002570
Date	Jul 30, 2019
Instrument	025703-19

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Aug 6, 2018
Property Address	1087 N CEDAR RIDGE AVE, SPRINGFIELD, MO 65802-6290
Document Number	0000028543
Instrument Date	Aug 1, 2018
Instrument	28543
Transaction Type	Transfer
Record Updated	Aug 15, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1087 N CEDAR RIDGE AVE SPRINGFIELD MO 658026290, SPRINGFIELD, MO 65802-6290

Mortgage

Document Number	28544
Date	Aug 6, 2018
Instrument	28544

Lender

Name	CENTRAL BK/THE OZARKS
Address	SPRINGFIELD, MO 65808-3397

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2033

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,080 (-) Land $8,550 Building $56,530
2025	$3,483.00 (-0.6%)	$65,080 (+5.39%) Land $8,550 Building $56,530	$342,500 (+5.38%) Land $45,000 Building $297,500
2023	$3,504.00 (+9.98%)	$61,750 (+13.07%) Land $8,550 Building $53,200	$325,000 (+13.08%) Land $45,000 Building $280,000
2022	$3,186.00	$54,610 Land $8,550 Building $46,060
2021			$287,400 Land $45,000 Building $242,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940

May also be available: Total HighSpeed Internet Solutions, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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