1087 Lemon Bluff Rd, Osteen, FL 32764 Property Records

Volusia County property record for 1087 Lemon Bluff Rd, Osteen, FL 32764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1959
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Trust Names on File
Last Sale	$305,000 (Sep 2020)
Tax Bill	$6,362 (2025)
Deeds & Mortgages	Feb 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`9228-02-00-0080`

Property Details

APN / Parcel Number

Primary APN	`9228-02-00-0080`
Alternative APNs	`32192802000080` `28193202000080` `3376978.0` `3376978`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Flooring	Combination, Other
Interior Walls	Wood

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1984
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	98 ft deep x 100 ft wide
View / Lot	River

Exterior Amenities

Porch	Patio
Porch Area	304 sqft
Deck Area	336 sqft
Shed	1 Shed
Shed Area	240 sqft
Boat Access	Boat Access
Boat House	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3376978
Street Address	1087 LEMON BLUFF RD
City	OSTEEN
State	FL
Zip	32764-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01A1
Legal Description	LOTS 8 & 9 LEMON BLUFF 1ST ADD MB 23 PG 177 EXC 12.5 PC SUBSURFACE RIGHTS PER OR 4273 PG 3379 PER D/C PER OR 6349 PG 2366 PER OR 6493 PG 4871 PER OR 7910 PG 0466 PER OR 8371 PG 0141
Legal Range	32E
Legal Township	19S
Legal Section	28
Legal Subdivision	LEMON BLUFF 1ST ADD
Legal Tract	02
Legal Lot Number	8,9
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1017
Census Tract	91005

Owner

1087 Lemon Bluff Rd is held in a trust since September 2020.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	370 GERONIMO CT, LAKE MARY, FL 32746-5124
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Jul 12, 2010 · Amount on File
Deed Document Number	2020172736
Deed Book / Page	7910 / 466
Prior Transfer Date	Apr 15, 2009
Prior Transfer Doc	0000078871
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Feb 21, 2023
Property Address	1087 LEMON BLUFF RD, OSTEEN, FL 32764-9642
Document Number	0083710141
Book / Page	8371 / 141
Map Reference	MB 23 PG 177
Instrument Date	Feb 16, 2023
Instrument	2023035597
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 GERONIMO CT, LAKE MARY, FL 32746-5124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	370 GERONIMO CT, LAKE MARY, FL 32746-5124

Tax Assessment & Valuation

The 2025 property tax bill for 1087 Lemon Bluff Rd was $6,362.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,450 (+10.66%) Land $247,500 Building $132,950	$380,450 (+10.66%) Land $247,500 Building $132,950
2025	$6,362.00	$343,808 Land $217,150 Building $126,658	$343,808 Land $217,150 Building $126,658
2023	$6,003.00 (+2.93%)	$317,115 (+0.3%) Land $194,425 Building $122,690	$317,115 (+0.3%) Land $194,425 Building $122,690
2022	$5,832.00	$316,168 Land $200,990 Building $115,178	$316,168 Land $200,990 Building $115,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1087 Lemon Bluff Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	61 (1994–2024)
Claims Outside the SFHA	11 of 61
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 12 claims Hurricane Ian, Oct 2022 · 18 claims Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1087 Lemon Bluff Rd is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20