1087 Hwy 64 E, Hayesville, NC 28904 Property Records

Clay County property record for 1087 Hwy 64 E, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,849 sqft · built 1963
Lot Size	1.16 acres (50,791 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Sep 2019)
Tax Bill	$367 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556000330564`

Property Details

APN / Parcel Number

Primary APN	`556000330564`
Alternative APN	`617820000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,849 sqft Heated Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	50,791 sqft (1.16 acres)

Location & Zoning

Account Number	617820000
Street Address	1087 HWY 64 E
City	HAYESVILLE
State	NC
Zip	28904-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A MCGLAMERY FARM
Legal Subdivision	MCGLAMERY FARMS
Legal Lot Number	A
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1065
Census Tract	950102

Owner

1087 Hwy 64 E is owned and occupied by an individual who bought it in September 2019.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1087 HWY 64 E, HAYESVILLE, NC 28904-9571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Deed Document Number	20192254
Deed Book / Page	434 / 38
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	1087 HWY 64 E, HAYESVILLE, NC 28904-9571
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	W15/1
Date	Mar 11, 2021
Book Page	W15/1
Instrument	2021000824

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	1087 HWY 64 E, HAYESVILLE, NC 28904-9571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	Q15/42
Date	Dec 4, 2020
Book Page	Q15/42
Instrument	2020003192

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	GREENWOOD, SC 29646

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Sep 26, 2019
Property Address	1087 HWY 64 E, HAYESVILLE, NC 28904-9571
Document Number	434/0038
Book / Page	434 / 0038
Map Reference	CAB 6 SL 68
Instrument Date	Sep 26, 2019
Instrument	2019002254
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 HWY 64 E, HAYESVILLE, NC 28904-9571

Mortgage

Document Number	2019002255
Date	Sep 26, 2019
Instrument	2019002255

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1087 Hwy 64 E was $367, down 18.1% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$367.00 (-18.08%)	$170,700 (+16.44%) Land $51,700 Building $119,000	$170,700 (+16.44%) Land $51,700 Building $119,000
2025	$448.00	$146,600 Land $51,700 Building $94,900	$146,600 Land $51,700 Building $94,900
2023	$341.00	$146,600 Land $51,700 Building $94,900	$146,600 Land $51,700 Building $94,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1087 Hwy 64 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1087 Hwy 64 E is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

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