1087 Highpoint Dr, Springboro, OH 45066 Property Records

Warren County property record for 1087 Highpoint Dr, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,256 sqft · built 1991
Lot Size	1.18 acres (51,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jan 2025)
Tax Bill	$8,446 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-26-116-001-0`

Property Details

APN / Parcel Number

Primary APN	`05-26-116-001-0`
Alternative APNs	`0526116001` `526116001` `0136131` `136131`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,256 sqft Living Area
Gross Area	5,000 sqft
1st Floor Area	1,389 sqft
2nd Floor Area	869 sqft
Basement Area	1,129 sqft
Finished Basement	1,129 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Lot Area	51,470 sqft (1.18 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	136131
Street Address	1087 HIGHPOINT DR
City	SPRINGBORO
State	OH
Zip	45066-9022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYCAMORE TRAILS 10 LOT 161
Legal Subdivision	SYCAMORE TRAILS 10
Legal Block	31
Legal Lot Number	161
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	4
Census Block	4001
Census Tract	30902

Owner

Source: Warren County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1087 HIGHPOINT DR, SPRINGBORO, OH 45066-9022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	Apr 23, 1991 · Amount on Record
Deed Document Number	2025708
Prior Transfer Date	May 30, 1990
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	May 19, 2026
Property Address	1087 HIGHPOINT DR, SPRINGBORO, OH 45066-9022
Document Number	0000013505
Instrument Date	May 18, 2026
Instrument	202613505
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALL POINTS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 HIGHPOINT DR, SPRINGBORO, OH 45066-9022

Mortgage

Document Number	0000013505,
Date	May 19, 2026
Instrument	202613505

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 18, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Apr 1, 2026
Property Address	1087 HIGHPOINT DR, SPRINGBORO, OH 45066-9022
Document Number	0000008420
Instrument Date	Mar 26, 2026
Instrument	20268420
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	1087 HIGHPOINT DR, SPRINGBORO, OH 45066-9022

Mortgage

Document Number	0000008420,
Date	Apr 1, 2026
Instrument	20268420

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,446.00 (+110.41%)	$197,170 (+17.54%) Land $31,500 Building $165,670	$563,350 (+17.54%) Land $90,000 Building $473,350
2024	$4,014.00 (-46.05%)
2023	$7,440.00 (+2.39%) Homeowner's exemption	$167,752 (-) Land $21,525 Building $146,227
2022	$7,266.00 Homeowner's exemption	$167,752 Land $21,525 Building $146,227	$479,290 (-) Land $61,500 Building $417,790
2021			$479,290 Land $61,500 Building $417,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Point Broadband.

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