Bedford County property record for 1087 Granite Dr, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1979 |
| Owner | Individual Name on Record |
| Tax Bill | $751 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 256 1 B 29-T |
| Primary APN | 256 1 B 29-T |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 936 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1087 GRANITE DR |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEDFORD HILLS LT 29 SEC B |
| Legal Subdivision | BEDFORD HILLS |
| Legal Lot Number | 29 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 50101 |
Source: Bedford County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1087 GRANITE DR, BEDFORD, VA 24523-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES INC |
| Feb 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF THE JAMES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 8, 2026 |
| Transfer Doc | 0000008715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Sep 14, 2026 |
| Property Address | 1087 GRANITE DR, BEDFORD, VA 24523-3001 |
| Document Number | 0000008715 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 20268715 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1087 GRANITE DR, BEDFORD, VA 24523-3001 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1087 GRANITE DR, BEDFORD, VA 24523-3001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | RELIAN TITLE, RELIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0190001065 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 190001065 |
| Name | BANK OF THE JAMES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1087 GRANITE DR, BEDFORD, VA 24523-3001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RELIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 190001065 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 190001065 |
| Name | BANK OF THE JAMES INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2029 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Municipality | Bedford Town |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $751.00 | $183,400 (+1%) Land $45,000 Building $138,400 | |
| 2023 | $751.00 Additional exemption filed | $91,700 | $183,400 Land $45,000 Building $138,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,200 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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