1087 Ellen Ln, El Cajon, CA 92019 Property Records

San Diego County property record for 1087 Ellen Ln, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 2,342 sqft · built 1978
Lot Size0.223 acres (9,711 sqft)
Owner2 Individual Names on File
Last Sale$905,000 (Apr 2023)
Tax Bill$12,252 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN514-180-62-00

Property Details

APN / Parcel Number

Primary APN514-180-62-00

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Building Area2,342 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2000
Lot Area9,711 sqft (0.223 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1087 ELLEN LN
CityEL CAJON
StateCA
Zip92019-3457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-9
Legal DescriptionLOT 9 TR 007906
Legal SubdivisionRANCHO CONCEPCION
Legal Tract007906
Legal Block1
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract15405

Owner

1087 Ellen Ln is owned and occupied by two individuals who bought it in April 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1087 ELLEN LN, EL CAJON, CA 92019-3457
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2023Grant Deed, Transfer · Conventional Mortgage
WORLD WIDE CREDIT CORP
May 27, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2023 · Amount on File
Deed SaleApr 7, 2023 · Amount on File
Prior SaleNov 18, 2016 · Amount on File
Deed Document Number202391343
Prior Transfer DateMay 28, 2010
Prior Transfer Doc0000301959
Record UpdatedOct 29, 2026

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 7, 2023
Property Address1087 ELLEN LN, EL CAJON, CA 92019-3457
Document Number0000091343
Map ReferenceMAP 7906
Instrument DateMar 14, 2023
Instrument2023-0091343
Transaction TypeTransfer
Record UpdatedApr 18, 2023
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1087 ELLEN LN, EL CAJON, CA 92019-3457

Mortgage

Document Number0000091344
DateApr 7, 2023
Instrument2023-0091344
Lender
NameWORLD WIDE CREDIT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1087 ELLEN LN, EL CAJON, CA 92019-3457
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000400856
DateMay 27, 2021
Instrument2021-0400856
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1087 Ellen Ln was $12,252.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$960,390 (+2%) Land $445,620 Building $514,770
2025$12,252.00$941,560 Land $436,883 Building $504,677
2023$8,296.00 (-2.26%)$624,683 Land $289,852 Building $334,831
2022$8,488.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1087 Ellen Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2001–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1087 Ellen Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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