1087 Cherry St, Winnetka, IL 60093 Property Records

Cook County property record for 1087 Cherry St, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,681 sqft · built 2025
Lot Size0.203 acres (8,850 sqft)
Owner2 Individual Names on Record
Last Sale$2,130,000 (Mar 2025)
Tax Bill$16,699 (2023)
Deeds & MortgagesApr 2024 Construction Loan
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-20-113-020

Property Details

APN / Parcel Number

Primary APN05-20-113-020
Alternative APN
  • 05-20-113-020-0000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,681 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,850 sqft (0.203 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1087 CHERRY ST
CityWINNETKA
StateIL
Zip60093-2149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(GROVELAND) ADD TO (WINNETKA) IN SEC 20-42-13
Legal Range13E
Legal Township42N
Legal Section20
Legal SubdivisionGROVELAND ADD TO WINNETKA
Legal Block7
Legal Lot Number15
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group4
Census Block4013
Census Tract800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2020 ISABELLA ST, EVANSTON, IL 60201-1525
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Construction Mortgage
CRYSTAL LAKE BANK & TRUST COMPANY NA
Apr 17, 2023Warranty Deed, Transfer · Commercial Mortgage
CRYSTAL LAKE BANK & TRUST COMPANY N

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2025 · Amount on Record
Deed SaleMar 10, 2025 · Amount on Record
Prior SaleApr 17, 2023 · Amount on Record
Deed Document Number20252261
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1087 CHERRY ST, WINNETKA, IL 60093-2149
Transaction TypeMortgage
Record UpdatedMay 3, 2024
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4257 N MILWAUKEE AVE A, A, CHICAGO, IL 60641-1642

Mortgage

Document Number0011424316
DateApr 23, 2024
Instrument2411424316
Lender
NameCRYSTAL LAKE BANK & TRUST COMPANY NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 17, 2023
Property Address1087 CHERRY ST, WINNETKA, IL 60093-2149
Document Number0010755205
Instrument DateMar 23, 2023
Instrument2310755205
Transaction TypeTransfer
Record UpdatedApr 27, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4257 N MILLWARLEE AVE #A # A, A, CHICAGO, IL 60641

Mortgage

Document Number0010755206
DateApr 17, 2023
Instrument2310755206
Lender
NameCRYSTAL LAKE BANK & TRUST COMPANY N
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$209,501 (+168.59%) Land $28,763 Building $180,738$2,095,010 (+168.59%) Land $287,630 Building $1,807,380
2023$16,699.00 (+6.51%)
2022$15,679.00$77,999 Land $24,337 Building $53,662$779,990 Land $243,370 Building $536,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies101 in force
Nearby Flood Claims68 (1987–2022)
Claims Outside the SFHA6 of 68
Most Recent ClaimJul 2022 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Sep 2008 · 8 claims
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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