1087 Bumpass Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 1087 Bumpass Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,510 sqft · built 1800
Lot Size	5.16 acres (224,770 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,949 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`63 36`

Property Details

APN / Parcel Number

Primary APN	`63 36`
Alternative APNs	`13304` `12876`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,510 sqft Living Area
1st Floor Area	1,480 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	224,770 sqft (5.16 acres)

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Cabin	Cabin
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12876
Street Address	1087 BUMPASS RD
City	BUMPASS
State	VA
Zip	23024-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	BUMPASS & HAYES DB 1071/258 5.164AC
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1058
Census Tract	950101

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1087 BUMPASS RD, BUMPASS, VA 23024-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit VIRGINIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 1, 2007
Transfer Doc	0000004415
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1087 BUMPASS RD, BUMPASS, VA 23024-4231
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	CHAMPION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2100000409
Date	Jan 13, 2021
Book Page	1729/659
Instrument	202100000409

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1087 BUMPASS RD, BUMPASS, VA 23024-4231
Document Number	0000009809
Book / Page	001538 / 000913
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 BUMPASS RD BUMPASS VA 230244231, BUMPASS, VA 23024-4231

Mortgage

Document Number	0000009809
Date	Nov 20, 2017
Book Page	001538/000913
Instrument	9809

Lender

Name	VIRGINIA CU
Type	Credit Union
Address	RICHMOND, VA 23225-9010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,100 (+3.76%) Land $66,000 Building $359,100	$425,100 (+3.76%) Land $66,000 Building $359,100
2025	$2,949.00 (+13.77%)	$409,700 (+20.68%) Land $56,300 Building $353,400	$409,700 (+20.68%) Land $56,300 Building $353,400
2024	$2,592.00 (+73.61%)
2023		$339,500 Land $47,900 Building $291,600
2022	$1,493.00		$339,500 Land $47,900 Building $291,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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